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Compare Long-Term Care Insurance Agents in Detroit, MI

Directory of long-term care insurance agents in Detroit, Michigan. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Detroit, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 long-term care insurance agents in Detroit, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CoverTree
1555 Broadway St Floor 2, Detroit, MI 48226
(877) 417-8733 covertree.com
L.A. Insurance
540 E Warren Ave, Detroit, MI 48201
(313) 888-8268 lainsurance.com
L.A. Insurance
13002 Gratiot Ave, Detroit, MI 48205
(313) 521-4400 lainsurance.com
L.A. Insurance
3511 S Fort St, Detroit, MI 48217
(313) 294-2000 lainsurance.com
Meridian
777 Woodward Ave #700, Detroit, MI 48226
(888) 437-0606 mimeridian.com
Metro X
7938 Vernor W, Detroit, MI 48209
(313) 842-9090
Lifestyle Safety Insurance Agency
19304 Wyoming Ave, Detroit, MI 48221
(313) 472-5347 lifestylesafety.com
Detroit Area Agency On Aging
1333 Brewery Park Blvd Suite 200, Detroit, MI 48207
(313) 446-4444 detroitseniorsolution.org
Family Auto Insurance Agency
6442 Michigan Ave, Detroit, MI 48210
(313) 285-9042 familyautoagency.com
Total Health Care
3011 W Grand Blvd #1600, Detroit, MI 48202
(800) 826-2862
J. Healan Baker Agency
645 Griswold St # 2015, Detroit, MI 48226
(313) 963-0480 jhealanbaker.com
Nemecek Agency
1420 Washington Blvd STE 300, Detroit, MI 48226
(313) 771-5619 nemecek.agency
Gilead Insurance Agency
18323 W McNichols Rd, Detroit, MI 48219
(313) 533-3220 mygileadinsurance.com
Blue Cross Blue Shield of Michigan
415 E Jefferson Ave, Detroit, MI 48226
(855) 237-3501 bcbsm.com
Long Insurance Services, LLC
3031 W Grand Blvd #529, Detroit, MI 48202
(313) 873-0300 lisllc123.com
Clark Insurance Agency
2711 E Jefferson Ave suite 206, Detroit, MI 48207
(313) 259-6600 clarkfinancialandinsurance.com
Mighty Insurance MI
14401 E Jefferson Ave, Detroit, MI 48215
(313) 335-1405 aaa.com
Tony with Senior Life Insurance Company
445 Field St #406, Detroit, MI 48214
(313) 443-7602

Long-term care insurance agents in Detroit help residents plan for future care needs like nursing home or home health services. Michigan law requires agents to hold a valid insurance license and follow state regulations on policy disclosures. Working with a local agent can simplify understanding Michigan Partnership policies that offer asset protection.

What Does a Long-Term Care Insurance Agent in Detroit Cost?

Long-term care insurance agent services in Michigan typically do not charge a separate fee; agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in Detroit, a policy might cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Detroit do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, premiums, and benefits. In Michigan, agents must disclose any conflicts of interest and provide a written outline of coverage.
How do I choose a long-term care insurance agent in Detroit?
Look for an agent licensed in Michigan with experience in long-term care policies. Check their record with the Michigan Department of Insurance and Financial Services. Ask about their familiarity with Michigan Partnership policies which can help protect assets.
Are there Michigan laws that affect long-term care insurance?
Yes. Michigan requires a 30-day free look period for new policies. Insurers cannot deny coverage based on pre-existing conditions after the policy has been in force for six months. Agents must follow the Michigan Insurance Code regarding sales practices.