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Compare Long-Term Care Insurance Agents in Rochester, MI
Looking for a long-term care insurance agent in Rochester? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Rochester, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 7 long-term care insurance agents in Rochester, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michigan Insured
805 Oakwood Dr Suite 205, Rochester, MI 48307
(248) 236-7004
michiganinsured.com
Main Street Insurance Agency
803 N Main St, Rochester, MI 48307
(248) 656-1655
mainstreetinsurance.org
Whims Insurance Agency
322 S Main St #200, Rochester, MI 48307
(248) 651-7321
whimsinsurance.com
Lifetime Insurance
336 1/2 S Main St, Rochester, MI 48307
(248) 720-5998
Medicaid Health Insurance LLC
1220 Walton Blvd., Rochester, MI 48307
(248) 487-8580
Dale Nina Martin Insurance
417 S Main St, Rochester, MI 48307
(248) 651-7272
martininsmi.com
Insurance- Jonathan Heinzman Agency
318 East St, Rochester, MI 48307
(586) 649-8027
Long-term care insurance agents in Rochester Michigan help residents find policies that cover nursing home care home health aides and assisted living. Michigan law requires agents to be licensed and follow specific disclosure rules about policy benefits and inflation protection. Working with a local agent can help you understand how Michigan Partnership for Long-Term Care policies might protect your assets.
What Does a Long-Term Care Insurance Agent in Rochester Cost?
The cost of long-term care insurance in Michigan varies by age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same policy could cost 250 to 500 dollars per month. Premiums can increase over time with insurer rate adjustments. This is general information not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Rochester do?
A long-term care insurance agent in Rochester helps you compare policies from different insurance companies. They explain coverage options benefit triggers and elimination periods. They also help you apply and can answer questions about Michigan specific rules like the 30 day free look period.
How do I choose a long-term care insurance agent in Michigan?
Look for an agent who is licensed in Michigan and has experience with long-term care policies. Ask if they work with multiple insurance carriers so you can compare options. You can check an agents license status on the Michigan Department of Insurance and Financial Services website.
Are there Michigan laws that affect long-term care insurance?
Yes Michigan has a 30 day free look period that lets you cancel a new policy for a full refund. Insurers must also offer inflation protection and cannot deny coverage based on pre-existing conditions after the policy has been in force for two years. Agents must follow the Michigan Long-Term Care Insurance Act.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.