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Looking for a long-term care insurance agent in St Michael? Review the directory below to compare your options.
9 agents listed
Updated May 2026
St Michael, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 9 long-term care insurance agents in St Michael, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940
derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563
agents.farmers.com
EMEX Benefit Systems
4575 Mason Ave NE, St Michael, MN 55376
(763) 478-9050
emexbenefits.com
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247
agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430
zachmaninsurance.com
Superior Financial Group
13580 44th St NE, St Michael, MN 55376
(612) 382-8949
Metro Benefits Group LLC
705 Central Ave E, St Michael, MN 55376
(612) 520-1677
metrobenefitsgroup.com
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995
A long-term care insurance agent in St Michael, Minnesota helps residents find policies that cover nursing home care, home health aide services, and assisted living. Minnesota offers a state partnership program that allows policyholders to protect a portion of their assets when applying for Medical Assistance (Medicaid). These agents explain the options and guide you through the application process.
What Does a Long-Term Care Insurance Agent in St Michael Cost?
In Minnesota, annual premiums for long-term care insurance typically range from 1,500 to 5,000 dollars for a person in their 50s or 60s, depending on coverage levels and health status. Policies with a 5-year benefit period and 3 percent compound inflation protection cost more than simpler plans. Costs vary by situation, and this is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in St Michael do?
An agent helps you compare policies from multiple insurance companies. They explain coverage limits, elimination periods, and inflation protection options. They also ensure the policy meets Minnesota state requirements for the partnership program.
How does the Minnesota long-term care partnership program work?
The Minnesota Long-Term Care Partnership Program allows you to keep assets equal to the amount your policy pays out. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid spend-down requirements.
What factors affect the cost of a long-term care insurance policy in Minnesota?
Costs depend on your age, health, the daily benefit amount, benefit period, and inflation protection. A 55-year-old in good health might pay between 1,500 and 3,000 dollars per year for a standard policy. Premiums are higher for older applicants or those with health conditions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.