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Find Long-Term Care Insurance Agents in Waite Park, MN
Browse long-term care insurance agents serving Waite Park, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 long-term care insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Breitenfeldt Group
2103 Frontage Rd N #17, Waite Park, MN 56387
(877) 732-9800
bghealthplans.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Long-term care insurance agents in Waite Park, Minnesota help residents plan for future care needs. These agents can explain how policies work with Minnesota Partnership for Long-Term Care, a state program that allows asset protection under Medicaid. Local agents understand the specific rules and regulations for Minnesota residents.
What Does a Long-Term Care Insurance Agent in Waite Park Cost?
Long-term care insurance costs in Minnesota vary by age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Premiums can increase over time, and some companies offer rate guarantees. This information is general and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Waite Park do?
An agent helps you compare policies from different companies and explains coverage options. They also guide you on how Minnesota Partnership policies can protect assets if you later need Medicaid. Agents do not give legal advice but can explain insurance features.
Does Minnesota require a special license for long-term care insurance agents?
Yes, Minnesota requires agents to complete a one-time training on long-term care insurance before selling policies. This training covers state regulations, policy features, and consumer protections. Agents must also renew their license regularly with the Minnesota Department of Commerce.
What is the Minnesota Partnership for Long-Term Care?
This is a state program that combines private long-term care insurance with Medicaid. If you buy a qualified Partnership policy, you can protect a dollar amount of assets equal to what the policy pays out. This helps Waite Park residents avoid spending down all assets to qualify for Medicaid.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.