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Long-Term Care Insurance Agents in Wayzata, MN

Directory of long-term care insurance agents in Wayzata, Minnesota. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 long-term care insurance agents in Wayzata, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Minnesota Insurance Group
15250 Wayzata Blvd # 103, Wayzata, MN 55391
(952) 930-3661 maverickriskpartners.com
Bullis Insurance Agency, LLC
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391
(952) 449-0089 bullisagency.com
insurance specialist network
1001 Twelve Oaks Center Dr, Wayzata, MN 55391
(952) 856-8720 insurancespecialistnetwork.com

Long-term care insurance agents in Wayzata, Minnesota help residents plan for future care needs while protecting savings. Minnesota offers a unique Partnership program that allows policyholders to keep assets equal to benefits paid. Agents guide clients through policy choices that comply with Minnesota statutes and provide coverage for home care, assisted living, and nursing facilities.

What Does a Long-Term Care Insurance Agent in Wayzata Cost?

Long-term care insurance costs in Minnesota vary widely based on age and coverage. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year for a 165,000 dollar benefit pool with 3 percent inflation protection. Costs increase with age and richer benefits. This is general information, not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Minnesota Long-Term Care Partnership program?
The Minnesota Long-Term Care Partnership program allows policyholders to qualify for Medicaid asset protection equal to the benefits paid by their private insurance. This means you can keep more of your savings if you need long-term care. Agents in Wayzata can explain how Partnership policies work under Minnesota law.
How do I choose a long-term care insurance agent in Wayzata?
Look for an agent licensed in Minnesota with experience selling long-term care policies. Ask about their familiarity with Minnesota Partnership plans and state regulations. A good agent will compare policies from multiple insurers and explain benefit triggers, elimination periods, and inflation protection options.
What factors affect long-term care insurance premiums in Minnesota?
Premiums depend on your age, health, benefit amount, and policy features. Minnesota law requires insurers to offer inflation protection and nonforfeiture benefits. Younger buyers pay lower premiums, and rates are set at issue and cannot be increased on an individual basis without state approval.