The top-rated long-term care insurance agent in Southaven, Mississippi is Angela Kidd Insurance, rated 5.0 stars across 274 reviews. Other highly rated options include Kimberly C Taylor - State Farm Insurance Agent, Direct Auto Insurance, Ryan T. England - State Farm Insurance Agent. This directory lists 24 long-term care insurance agents serving Southaven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Kidd Insurance | 8830 Centre St # 1 | (662) 339-8133 |
| 2 | Kimberly C Taylor - State Farm Insurance Agent | 775 Goodman Rd E #27 | (662) 655-0674 |
| 3 | Direct Auto Insurance | 578 Goodman Rd E | (662) 349-1696 |
| 4 | Ryan T. England - State Farm Insurance Agent | 1055 Church Rd E | (662) 349-1550 |
| 5 | Holland Insurance, Inc. | 6820 Cobblestone Blvd | (662) 895-5528 |
| 6 | JENNIFER ZELLNER: Allstate Insurance | 5740 Getwell Rd Bldg 10b | (662) 890-5727 |
| 7 | Alfa Insurance, Jeff Ragan Agency | 3865 Goodman Rd E | (662) 510-8084 |
| 8 | Bill Gorman - State Farm Insurance Agent | 7165 Getwell Rd BLDG A | (662) 393-3000 |
| 9 | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3 | (662) 349-0028 |
| 10 | Gallagher Insurance Group | 5627 Getwell Rd Bldg C4 | (662) 393-8460 |
Angela Kidd Insurance serves the Southaven, Mississippi, area and its surrounding communities, focusing on long-term care insurance. The agency helps individuals and families prepare for future care needs by offering policies that cover services not typically paid for by health insurance or Medicare. Clients receive guidance on costs and coverage options through detailed consultations. The firm specifically handles policy comparisons for in-home care and assisted living facility coverage.
Kimberly C Taylor - State Farm Insurance Agent serves homeowners, families, and individuals in Southaven, Mississippi, who seek financial protection against the high costs of extended personal care. The agency provides long-term care insurance policies designed to help cover expenses for assisted living, nursing home stays, or in-home support. Such coverage can help safeguard retirement savings and provide greater peace of mind for policyholders. The office also serves clients in nearby Hernando and throughout the surrounding DeSoto County area.
Direct Auto Insurance in Southaven, Mississippi, provides guidance on long-term care insurance options and helps clients assess their future care needs. The agency assists customers with understanding policy benefits and navigating application procedures. Ongoing support includes reviewing coverage details and helping manage policy maintenance. Their services typically address planning for assisted living, home health care, and nursing home expenses in the surrounding community. This local agent serves single-family homes, apartments, retail establishments, and restaurants in the Southaven area.
Ryan T. England - State Farm Insurance Agent specializes in long-term care insurance, offering policies designed to help cover costs for extended care needs. Serving the Southaven, Mississippi area, the agency assists clients in planning for future medical expenses that typical health insurance may not cover. The team guides individuals through various coverage options and eligibility requirements. As families consider the potential financial impact of eldercare, this agency helps address concerns about nursing home or in-home care costs well before they become urgent.
Holland Insurance, Inc. specializes in guiding individuals through the selection of long-term care coverage to help protect assets against the high costs of extended health support. Their agency additionally tailors policies that address the unique requirements of assisted living and in-home care arrangements. Serving the Southaven, MS area, the company works with businesses and property owners to safeguard their interests. This includes tailored solutions for office environments, large-scale warehouse operations, and commercial food service establishments.
Jennifer Zellner: Allstate Insurance offers residential long-term care insurance services to clients in Southaven, Mississippi. Commercial coverage is also available for local business owners seeking protection for themselves or their employees. Serving the Southaven area, the agency helps individuals plan for potential future care needs with various policy options. Clients often return for regular policy reviews or to update their coverage as their circumstances change.
Alfa Insurance, Jeff Ragan Agency serves Southaven homeowners and business owners who are planning for future care needs. The agency provides long-term care insurance solutions that help clients protect their savings while preparing for potential assisted living or home health care expenses. These policies offer financial support for extended care services not covered by standard health plans. Navigating the complexities of such coverage requires professional guidance. The agency also consults with clients across the broader DeSoto County area and the greater Memphis metro region.
In Southaven, Mississippi, Bill Gorman - State Farm Insurance Agent offers long-term care insurance, distinguishing between one-time policy purchases and recurring premium payments that maintain coverage. This local agency helps clients plan for future needs like assisted living or home health care. Coverage typically pays a daily or monthly benefit once a qualifying event occurs. Consultations and policy adjustments are provided on an as-needed basis, depending on individual circumstances or life changes.
At Thomas Insurance Agency in Southaven, Mississippi, clients find specialized guidance for securing long-term care insurance policies that protect assets against future health needs. The agency assists individuals and families in evaluating options for home health care, assisted living, and nursing home coverage within the region. It helps clients understand policy terms and compare benefits tailored to local costs of care. During the spring enrollment window, the agency advises on adjusting coverage to address potential changes in family health circumstances.
What Does a a Long-Term Care Insurance Agent in Southaven Cost?
Long-term care insurance premiums in Mississippi vary based on age, health, and benefit amount. A typical policy for a healthy 55-year-old might cost between 100 and 300 dollars per month. For a 65-year-old, monthly premiums often range from 200 to 500 dollars. Costs are higher for richer benefits or shorter waiting periods. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Southaven
Long-term care insurance agents in Southaven Mississippi help residents plan for future care costs such as nursing home or home health aide services. Mississippi law requires agents to be licensed and follow specific disclosure rules when selling policies. Working with a local agent can help you understand options that fit your budget and health needs.
Frequently Asked Questions
What does a long-term care insurance agent in Southaven do?
A long-term care insurance agent in Southaven helps you compare policies from different companies. They explain coverage options such as daily benefit amounts and elimination periods. Agents also help you complete applications and answer questions about Mississippi insurance regulations.
How do Mississippi laws affect long-term care insurance?
Mississippi follows the National Association of Insurance Commissioners model act for long-term care insurance. This requires agents to provide a disclosure statement and outline of coverage before you buy a policy. Mississippi also has a 30-day free look period during which you can cancel a policy for a full refund.
Can I buy a long-term care insurance policy if I have a pre-existing condition?
In Mississippi, insurers may impose a waiting period for pre-existing conditions, typically up to six months. Some policies may deny coverage for certain conditions. An agent can help you find companies that offer coverage options for your specific health history.
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