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Compare Long-Term Care Insurance Agents in Lake St Louis, MO

Browse long-term care insurance agents serving Lake St Louis, Missouri. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 14 long-term care insurance agents in Lake St Louis, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377 agents.farmers.com
Mike McMullen - COUNTRY Financial Agent
206 Centre On The Lk, Lake St Louis, MO 63367
(636) 922-7789 agents.countryfinancial.com
Lee Lester - State Farm Insurance Agent
8641 State Rte N, Lake St Louis, MO 63367
(636) 561-4699 leelestersf.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471 andrewhillsinsuranceservices.com
Shelter Insurance - John Dickey, Lutcf
3401 Technology Dr Ste 214, Lake St Louis, MO 63367
(636) 755-5390 shelterinsurance.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039 agents.allstate.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858 dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080 amfam.com
Spectrum Retirement Solutions
3401 Technology Dr Ste. 160, Lake St Louis, MO 63367
(636) 625-3433 spectrumretirementsolutions.com
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452 stuckey.com
Bill Crets Insurance Agency
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 561-3700 stlouischurchinsurance.com
The Insurance Angels
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
(636) 243-1200
Health Group Advisors
11102 Veterans Memorial Pkwy, Lake St Louis, MO 63367
(636) 265-2733 advisorsforseniors.com
Steinlage Insurance Agency Administration
10890 Veterans Memorial Pkwy, Lake St Louis, MO 63367
(636) 561-5060 steinlageagency.com

Long-term care insurance agents in Lake St Louis Missouri help residents plan for future care costs while protecting assets. Missouri offers a Long-Term Care Partnership Program that allows policyholders to keep more assets when qualifying for Medicaid. Local agents can explain how these state-specific policies work with your overall financial plan.

What Does a Long-Term Care Insurance Agent in Lake St Louis Cost?

Long-term care insurance premiums in Missouri vary widely by age and health. A 55 year old in good health might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and three year coverage period. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Missouri Long-Term Care Partnership Program?
The Missouri Long-Term Care Partnership Program is a state initiative that lets policyholders keep assets equal to the amount their insurance policy paid out. This means you can qualify for Medicaid without spending down all your savings. Agents in Lake St Louis can help you find a partnership-qualified policy.
How do I choose a long-term care insurance agent in Lake St Louis?
Look for an agent licensed in Missouri who has experience with long-term care policies. Ask about their familiarity with Missouri specific rules like the Partnership Program and the state insurance departments regulations. A good agent will review your health history and financial goals before recommending a policy.
What factors affect long-term care insurance premiums in Missouri?
Premiums depend on your age at purchase, health status, benefit amount, and policy features like inflation protection. In Missouri, younger buyers typically pay lower rates. Policy costs also vary by the waiting period you choose before benefits start and the length of coverage you select.