The top-rated long-term care insurance agent in Bellevue, Nebraska is Justin Fuhriman: Allstate Insurance, rated 4.6 stars across 167 reviews. Other highly rated options include Castle & Associates, Inc American Family Insurance, Monica Rodriguez - State Farm Insurance Agent, AAA Bellevue. This directory lists 14 long-term care insurance agents serving Bellevue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Fuhriman: Allstate Insurance | 11507 S 42nd St | (402) 505-7701 |
| 2 | Castle & Associates, Inc American Family Insurance | 2348 Cornhusker Rd | (402) 291-8767 |
| 3 | Monica Rodriguez - State Farm Insurance Agent | 3503 Samson Way Ste 116 | (402) 932-3155 |
| 4 | AAA Bellevue | 3905 Twin Creek Dr Ste 107 | (402) 938-0080 |
| 5 | Amy Huck - State Farm Insurance Agent | 11533 S 36th St | (402) 682-9334 |
| 6 | State Farm Insurance Agent | 3801 Lexington Ave | (402) 292-8200 |
| 7 | Farmers Insurance - Stephen R. Dodds | 205 Galvin Rd N ste 5 | (402) 334-5170 |
| 8 | One Way Insurance | 1102 Fort Crook Rd S | (402) 592-2804 |
| 9 | Commercial Solutions Insurance | 2200 Franklin St | (402) 779-8777 |
| 10 | Protected Horizons Insurance | 1406 Fort Crook Rd S #301 | (402) 925-3636 |
Justin Fuhriman: Allstate Insurance serves residents in Bellevue, Nebraska, and the surrounding metro area. As a long-term care insurance agent, the agency helps clients plan for future custodial care needs, including assistance with daily activities like bathing and dressing. The office works to explain policy options that cover care in various settings, such as nursing homes or assisted living facilities. Its services also guide clients through selecting coverage for home-based care from licensed aides.
Castle & Associates, Inc American Family Insurance serves homeowners, families, and individuals in the Bellevue, Nebraska area who are planning for future care needs. The agency provides long-term care insurance policies designed to help clients protect their assets and manage the costs of extended health services. These plans can cover expenses such as in-home assistance, assisted living, and nursing facility care. The agency also supports policyholders across the greater Omaha metro region, including communities like Papillion and La Vista.
Monica Rodriguez - State Farm Insurance Agent provides long-term care insurance services to clients in Bellevue, Nebraska. The agency offers policy options designed to help cover expenses for extended care needs that are not typically paid by standard health insurance. Service plans include consultation to explain coverage benefits, cost structures, and eligibility requirements. Maintenance plans involve periodic policy reviews to ensure coverage remains aligned with changing personal circumstances. This agency assists individuals with single-family homes, apartments, retail locations, and restaurants with understanding and securing appropriate long-term care insurance coverage.
Serving Bellevue, Nebraska, and the surrounding Omaha metro communities, AAA Bellevue provides long-term care insurance agent services. It handles policies designed to cover extended nursing home stays, assisted living, and in-home health care needs. The agency works with clients to understand coverage options and plan for potential future care expenses. To handle a typical job, it begins with a thorough assessment of a client’s financial situation and health considerations before presenting suitable policy choices.
As families in Bellevue weigh their options for covering future care needs without depleting savings, Amy Huck - State Farm Insurance Agent offers guidance on long-term care insurance. This agent helps local residents understand how policies help pay for assistance with daily activities like bathing and dressing, which are not covered by standard health plans. Discussing these individual coverage needs allows the agent to recommend suitable policy structures. An initial assessment of each client's financial situation and health history typically begins the process.
A long-term care insurance agent offers two primary service options: one-time consultations to evaluate individual policy needs and ongoing reviews to adjust coverage as circumstances change. Long-term care policies typically cover assistance with daily activities like bathing, dressing, and eating, as well as nursing home or in-home care in the Bellevue area. Service runs on a one-time, scheduled, or as-needed basis, depending on client preference.
Farmers Insurance - Stephen R. Dodds in Bellevue, NE, works with individuals to plan for future care needs and long-term financial security. As a long-term care insurance agent, the company focuses on policies that help cover the costs of extended nursing or in-home assistance. These tailored plans aim to protect personal savings and retirement income against substantial medical expenses. Stephen R. Dodds supports residential clients as well as local businesses, including offices, warehouses, and food service operations.
One Way Insurance specializes in helping Bellevue residents secure long-term care coverage for home health aides and assisted living. It also represents multiple insurers to match individual needs and budgets. The agency guides clients through policy options, including coverage for nursing home care and adult day services. As many Nebraskans now face rising care costs amid inflation, this agent helps families address the financial strain of later-life health needs before retirement savings are depleted.
Commercial Solutions Insurance based in Bellevue, Nebraska assists local residents with arranging long-term care coverage for their homes. The agency also serves small and mid-sized businesses within the surrounding metro area by advising on commercial protection policies. Their agents focus on explaining the complex features of long-term care plans, including home health and assisted living benefits. Clients are often offered follow-up consultations after initial meetings to adjust coverage as personal needs change between regular visits.
Protected Horizons Insurance in Bellevue, Nebraska, is known for helping individuals plan financially for potential long-term care needs in the area. The agency connects clients with policies that cover services like in-home assistance, assisted living, and skilled nursing. Long-term care insurance agents assist by evaluating coverage options and aligning them with clients’ retirement and savings goals. A specialty service it can add on is exploring hybrid life insurance policies that include long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Bellevue Cost?
The cost of long-term care insurance in Nebraska varies based on age health and benefit choices. A typical policy for a 55 year old might range from 150 to 300 dollars per month for a 160 dollar daily benefit with a 3 year term. Premiums can increase over time and rates are regulated by the Nebraska Department of Insurance. This is general information not insurance advice.
About long-term care insurance agents in Bellevue
Long-term care insurance agents in Bellevue Nebraska help residents plan for future care needs such as nursing home or in-home care. Nebraska law requires agents to be licensed and follow specific rules for policy disclosures and rate stability. A local agent can explain how Nebraska Partnership for Long-Term Care programs may affect your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Bellevue do?
An agent helps you compare policies from different carriers and explains coverage details like daily benefit amounts and elimination periods. They also inform you about Nebraska insurance regulations including the 30 day free look period. The agent does not provide legal advice but can guide you on policy options.
Are there Nebraska specific rules for long-term care insurance?
Yes Nebraska requires insurers to offer inflation protection and nonforfeiture benefits. Policies must include a 30 day free look period for cancellation. Agents must also follow the Nebraska Long-Term Care Insurance Act which sets standards for marketing and rate increases.
How do I choose a long-term care insurance agent in Bellevue?
Look for a licensed agent with experience in long-term care products. Ask about their familiarity with Nebraska Partnership plans and whether they represent multiple carriers. You can verify an agents license on the Nebraska Department of Insurance website.