Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in Berkeley Heights, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve McMahon - State Farm Insurance Agent
261 Springfield Ave #205, Berkeley Heights, NJ 07922
(908) 464-7525
berkeleyheightsinsurance.com
Jose Espejo: Allstate Insurance
302 Springfield Ave, Berkeley Heights, NJ 07922
(908) 464-4500
agents.allstate.com
Berkeley Heights Insurance
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 663-1552
Glenn Davis - State Farm Insurance Agent
144 Summit Ave, Berkeley Heights, NJ 07922
(908) 464-8710
glenndavisinsurance.net
HUB International
300 Connell Dr Suite 3000, Berkeley Heights, NJ 07922
(908) 790-6800
hubinternational.com
Savoy
Round Table Studios, Suite 1000, 200 Connell Dr, Berkeley Heights, NJ 07922
(973) 377-2220
savoyassociates.com
Broadspire Services
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 508-4800
What Does a Long-Term Care Insurance Agent in Berkeley Heights Cost?
In New Jersey, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs increase with inflation protection and longer benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Berkeley Heights do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, costs, and benefits. They also help you understand New Jersey Partnership policies that can protect your assets.
How does New Jersey Partnership for Long-Term Care work?
This program lets you buy a qualified policy that allows you to keep assets equal to the benefits paid out. If you later need Medicaid, you can qualify without spending down those assets. An agent can tell you which policies qualify.
What is the age limit for buying long-term care insurance in New Jersey?
Most carriers in New Jersey issue policies to people ages 18 to 79. Premiums are lower when you buy younger. Some companies may not issue new policies after age 75.