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Compare Long-Term Care Insurance Agents in Bernardsville, NJ
Browse long-term care insurance agents serving Bernardsville, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 long-term care insurance agents in Bernardsville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111
fgjagcy.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959
hurleyagency.com
Louis Seaman Licensed Life Insurance Agent
210 Claremont Rd, Bernardsville, NJ 07924
(973) 267-2555
newyorklife.com
Long-term care insurance agents in Bernardsville, New Jersey help residents plan for future care needs. These agents explain policy options that can cover home care, assisted living, and nursing home costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid if needed.
What Does a Long-Term Care Insurance Agent in Bernardsville Cost?
The cost of long-term care insurance in New Jersey varies widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,500 per year. A 65-year-old might pay $2,500 to $5,000 per year for similar coverage. These are estimates only. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Bernardsville do?
A long-term care insurance agent in Bernardsville helps you compare policies from different carriers. They explain coverage details, benefit periods, and inflation protection options. They also guide you on how New Jersey Partnership policies work with Medicaid asset protection.
How do New Jersey long-term care insurance laws affect my policy?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that lets you keep assets equal to the benefits paid by your policy. Your agent can explain these rules and how they apply to your situation.
What is the best age to buy long-term care insurance in New Jersey?
Most people in New Jersey buy long-term care insurance between ages 50 and 65. Premiums are lower when you are younger and healthier. Buying later can result in higher costs or denial of coverage due to health issues.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.