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Looking for a long-term care insurance agent in Colts Neck? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 long-term care insurance agents in Colts Neck, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colts Neck Brokerage
186 County Rd 537 1st Floor, Colts Neck, NJ 07722
(732) 431-0087
coltsneckinsurance.com
Garback Financial
265 NJ-34 Suite C, Colts Neck, NJ 07722
(732) 846-2992
garbackfinancial.com
Whole Life Capital
5 Professional Cir, Colts Neck, NJ 07722
(732) 945-5192
wholelifecapital.com
Vincent J. Scanelli: Allstate Insurance
186 County Rd 537 Fl 2, Colts Neck, NJ 07722
(732) 431-5566
agents.allstate.com
World Insurance
281 NJ-34 Suite 817, Colts Neck, NJ 07722
(732) 255-6009
unitedcountiesins.com
Bridan & Associates Insurance
10 Morrisfield Pass, Colts Neck, NJ 07722
(732) 308-0891
bridanandassociates.com
Colts Neck Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-0087
coltsneckinsurance.com
Allstate Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-4033
agents.allstate.com
Long-term care insurance agents in Colts Neck New Jersey help residents plan for future care needs while protecting assets. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. An agent can explain how these state-specific policies work and compare plans from multiple carriers.
What Does a Long-Term Care Insurance Agent in Colts Neck Cost?
Long-term care insurance premiums in New Jersey vary widely based on age and health. A 55-year-old in good health might pay between $1,500 and $3,000 per year for a policy with $150 daily benefit and three-year coverage period. Older applicants or those with health conditions can face significantly higher rates. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Colts Neck do?
An agent helps you evaluate and purchase long-term care insurance policies. They explain coverage options, policy features, and how New Jersey Partnership plans can coordinate with Medicaid. Agents also assist with comparing premiums and benefit structures from different insurers.
How do New Jersey Partnership policies work?
New Jersey Partnership policies provide dollar-for-dollar asset protection if you later need Medicaid. For every dollar your policy pays in benefits, an equal amount of assets is disregarded for Medicaid eligibility. Agents can explain how this protects your savings.
What factors affect long-term care insurance costs in New Jersey?
Costs depend on your age, health, benefit amount, and policy features at time of purchase. New Jersey residents typically pay higher premiums than national averages due to state regulations and care costs. An agent can provide quotes tailored to your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.