Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 long-term care insurance agents in Deptford, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ray Kratz: Allstate Insurance
1692 Clements Bridge Rd, Deptford, NJ 08096
(856) 481-4817
agents.allstate.com
Senior Health Advisers
101 Frenchman Dr, Deptford, NJ 08096
(609) 238-2911
medicarenj.net
The Barclay Group
857 Cooper St, Deptford, NJ 08096
(856) 848-8455
barclayinsurance.com
Marks Insurance Group
1218 Clements Bridge Rd, Deptford, NJ 08096
(856) 384-0111
migagency.com
Strube Agency
1612 Cooper St, Deptford, NJ 08096
(856) 227-1426
What Does a Long-Term Care Insurance Agent in Deptford Cost?
In New Jersey, long-term care insurance premiums vary widely. For a 55-year-old in good health, a policy with a 165 dollar daily benefit and a 3-year term may cost between 1,500 and 3,000 dollars per year. Costs increase with age and if you have health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New Jersey Long-Term Care Partnership Program?
The New Jersey Partnership for Long-Term Care is a program that lets you keep a portion of your assets equal to the benefits paid by your policy. This means you can qualify for Medicaid without spending down all your savings. An agent can explain how this works with your specific policy.
How do I choose a long-term care insurance agent in Deptford?
Look for an agent who is licensed in New Jersey and has experience with long-term care policies. Ask about their knowledge of the state partnership program and different policy types. You should also check their standing with the New Jersey Department of Banking and Insurance.
What factors affect long-term care insurance costs in New Jersey?
Costs depend on your age, health, the amount of daily benefit, and the benefit period. New Jersey premiums are generally higher than the national average due to higher care costs. A typical policy for a 55-year-old can range from 1,500 to 3,500 dollars per year.