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Showing 2 long-term care insurance agents in Dunellen, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heritage Insurance Agency NJ
12 S Washington Ave, Dunellen, NJ 08812
(732) 201-7234
Farmers Insurance - Stacey Golden
200 Pulaski St, Dunellen, NJ 08812
(908) 636-4628
agents.farmers.com
What Does a Long-Term Care Insurance Agent in Dunellen Cost?
In New Jersey, long-term care insurance premiums depend on your age, health, and the benefit amount you choose. For a healthy 55 year old, a policy with a 150 dollar daily benefit and 3 year term may cost around 200 to 350 dollars per month. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Dunellen do?
An agent helps you understand policy options, compare coverage from different companies, and apply for a plan that fits your budget and needs. They also explain New Jersey specific rules like the Partnership program and tax deductions.
What is the New Jersey Partnership for Long-Term Care?
This is a state program that lets you keep assets equal to the benefits your policy pays. If you buy a qualifying policy, the state will not count those assets when you apply for Medicaid. An agent can tell you which policies qualify.
How much does long-term care insurance cost in New Jersey?
Costs vary based on age, health, and coverage amount. A typical policy for a 55 year old in New Jersey may cost between 150 and 300 dollars per month. Premiums are based on your age at application and health status.