Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in Ewing Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Benefits and Beyond
84 Main Blvd, Ewing Township, NJ 08618
(609) 379-2887
seniorbenefitsandbeyond.com
AEI Insurance Brokerage
1901 N Olden Ave #9, Ewing Township, NJ 08618
(609) 771-1313
aeibrokerage.com
Bright Insurance LLC
31 Lexington Ave, Ewing Township, NJ 08618
(609) 434-3776
Kaitlin Baldasari: Allstate Insurance
891 Parkway Ave, Ewing Township, NJ 08618
(609) 883-2111
agents.allstate.com
CBIZ Borden Perlman Insurance Services
200 Charles Ewing Blvd Suite 330, Ewing Township, NJ 08628
(609) 896-3434
cbiz.com
Sypek & Sanford Agency
300 Phillips Blvd Ste 200, Ewing Township, NJ 08618
(609) 896-7000
sypekandsandford.com
Coventry
601 Jack Stephan Way, Ewing Township, NJ 08628
(609) 323-7867
What Does a Long-Term Care Insurance Agent in Ewing Township Cost?
Typical annual premiums for a long-term care insurance policy in New Jersey range from 1,500 to 5,000 dollars for a person in their 50s, depending on benefit amounts and features. A policy with a 150-dollar daily benefit and 3-year coverage period may cost around 2,500 dollars per year. Premiums increase with age and health risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Ewing Township?
An agent helps you compare policies from multiple insurers to find coverage for nursing home, assisted living, or home care. They explain benefit amounts, elimination periods, and inflation protection options. They also advise on New Jersey Partnership policies that offer asset protection.
How does New Jersey law affect long-term care insurance?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that lets policyholders keep assets equal to benefits paid if they later need Medicaid. Agents must be licensed by the New Jersey Department of Banking and Insurance.
What factors affect the cost of long-term care insurance in New Jersey?
Costs depend on your age, health, benefit amount, and policy features. A 55-year-old in New Jersey might pay between 1,500 and 3,500 dollars per year for a typical policy. Premiums are higher for older applicants or those with health conditions. Costs vary by insurer and coverage level.