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Long-Term Care Insurance Agents in Forked River, NJ
Looking for a long-term care insurance agent in Forked River? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Forked River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in Forked River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Considine Sharer & Assoc: Allstate Insurance
421 S Main St, Forked River, NJ 08731
(609) 293-2932
agents.allstate.com
AAA Forked River - Insurance/Membership Only
443 Lacey Rd, Forked River, NJ 08731
(609) 488-5016
cluballiance.aaa.com
Amada Senior Care
615 Lacey Rd Unit K, Forked River, NJ 08731
(732) 627-1114
amadatomsriver.com
World Insurance Associates LLC
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 693-3123
locations.worldinsurance.com
Garback Agency
640 Lacey Rd, Forked River, NJ 08731
(609) 751-5841
IKM Insurance Agency, A Division of World
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 494-9200
worldinsurance.com
Warranty67
706 Cyprus Ct, Forked River, NJ 08731
(609) 618-8378
warranty67.com
A long-term care insurance agent in Forked River can help you plan for future care needs while protecting your assets. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents understand Ocean County demographics and can guide you through policy options tailored to your situation.
What Does a Long-Term Care Insurance Agent in Forked River Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, and policy features. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs increase with added benefits like inflation protection or shorter elimination periods. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Forked River do?
An agent helps you compare policies from multiple insurers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is long-term care insurance tax deductible in New Jersey?
New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. Federal tax deductions may also apply if your total medical expenses exceed 7.5 percent of your adjusted gross income.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.