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Find Long-Term Care Insurance Agents Near You in Hightstown, NJ
Looking for a long-term care insurance agent in Hightstown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 long-term care insurance agents in Hightstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990
dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110
allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700
carlosduran.com
Long-term care insurance agents in Hightstown, New Jersey help residents plan for future care needs. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can guide you through options that comply with state regulations and fit your budget.
What Does a Long-Term Care Insurance Agent in Hightstown Cost?
In New Jersey, long-term care insurance premiums vary by age, health, and coverage level. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and 3-year term. Costs increase with age and richer benefits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Hightstown do?
A long-term care insurance agent helps you compare policies from multiple carriers. They explain coverage details, benefit triggers, and inflation options. They also ensure the policy meets New Jersey state requirements.
Is long-term care insurance tax deductible in New Jersey?
Premiums for qualified long-term care insurance may be deductible on your federal taxes based on age. New Jersey does not offer a state income tax deduction for these premiums. Consult a tax professional for your specific situation.
What is the New Jersey Long-Term Care Partnership Program?
This program allows you to keep assets equal to the amount your policy pays out. It helps you qualify for Medicaid without spending down all assets. Policies must be partnership-certified to qualify.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.