The top-rated long-term care insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,838 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Alberto Santana - State Farm Insurance Agent. This directory lists 23 long-term care insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 6 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 7 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 8 | Amana Insurance | 2800 John F. Kennedy Blvd | (201) 630-4155 |
| 9 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
| 10 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
SageSure serves the Jersey City metro area and surrounding Hudson County as a long-term care insurance agent. The firm provides guidance to individuals planning for potential extended healthcare needs, helping them evaluate policy options to protect assets and maintain independence. It assists clients in navigating coverage for home health aides, assisted living, and nursing home care. Additionally, SageSure handles policy comparisons for shared care benefits that enable couples to combine their coverage days.
Kacey Padlo - State Farm Insurance Agent serves residents and families in Jersey City seeking to plan for future healthcare expenses. The agency provides guidance on long-term care insurance policies designed to help protect assets and offset costs related to extended care needs. Assistance includes evaluating coverage options and coordinating with other individual financial strategies. As a licensed agent, Kacey Padlo also serves clients throughout the neighboring communities in Hudson County.
Freeway Insurance provides long-term care insurance planning for clients in Jersey City and the surrounding region. The agency helps individuals evaluate coverage options to protect assets against the substantial costs of extended care. It offers policy reviews and claims support to ensure existing plans remain appropriate for changing needs. Clients can also receive guidance on policy modifications and benefit adjustments. The agency handles coverage for single-family homes, apartments, retail establishments, and restaurants.
Alberto Santana - State Farm Insurance Agent serves Jersey City, New Jersey, and the surrounding communities. It handles long-term care insurance policies designed to assist clients with the costs of extended care services, such as nursing home or in-home assistance. The agent evaluates each client's financial situation and health needs to recommend suitable coverage options. This practice focuses on clarifying policy terms and benefits, ensuring individuals understand their choices before making a commitment. It generally handles the application process by guiding clients through the necessary steps from initial assessment to policy issuance.
Goosehead Insurance - Paula Keung in Jersey City, NJ assists individuals in evaluating long-term care insurance, differentiating between single-payment policies and those with recurring premium schedules to match financial preferences. Coverage typically addresses assistance with daily activities such as bathing and dressing, as well as care received in one’s home or a facility. Service appointments are conducted on an as-needed basis, allowing clients to address their coverage questions specifically when planning or adjusting their care protection.
Soliman Agency LLC: Allstate Insurance in Jersey City, NJ, specializes in long-term care insurance planning. It assists clients with evaluating and selecting policies that protect assets while covering extended care expenses. The agency works with families and individuals to navigate options like nursing home, home health, and adult day care coverage. This service proves especially helpful when approaching or during life transitions, such as retirement or when a sudden injury demands immediate care adjustments.
J&J Assurance Group works with individuals and businesses in Jersey City to develop long-term care insurance strategies that address future healthcare costs. It specializes in policies that cover extended medical and personal care services, including in-home support or nursing facility stays. These evaluations factor in current family health histories and regional care expenses. Offering risk management for various commercial sectors, it serves offices, warehouses, and food service operations requiring employee benefit planning for chronic care needs.
As Jersey City’s population continues to age, many families begin searching for ways to protect retirement savings from soaring medical costs. Amana Insurance provides professional guidance on securing long-term care coverage tailored to individual needs. Their agents explain policy structures, benefit periods, and inflation protection clearly, helping clients make informed choices. A typical first appointment includes a full assessment of the applicant’s health history and financial goals to identify suitable plan options.
JC Insurance Agency serves clients in Jersey City and the surrounding area, providing guidance on long-term care insurance options for residential needs protecting personal assets. The company also assists local businesses with commercial coverage addressing employee and organizational liability within New Jersey regulations focused on care planning. Their work involves explaining policy features for nursing home, assisted living, and home care expenses while navigating individual financial situations. After implementing a policy, agents schedule follow-up service or adjust coverage between regular check-ins to reflect changing health circumstances or benefit requirements.
JC Professional Insurance in Jersey City, NJ is known for helping seniors and families plan for future medical expenses. The agency guides clients through Medicare’s limits and the role of long-term care coverage in asset protection. It offers policies for in-home care, assisted living, and nursing home stays, while also assessing individual budgets and health history. An additional specialty is hybrid life and long-term care policies, which combine a death benefit with chronic care funds.
What Does a a Long-Term Care Insurance Agent in Jersey City Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and policy features. A typical policy for a 55-year-old can cost between 1,500 and 3,000 dollars per year. A 65-year-old may pay 2,500 to 5,000 dollars annually. Costs increase with inflation riders and shorter elimination periods. This is general information and not insurance advice.
About long-term care insurance agents in Jersey City
A long-term care insurance agent in Jersey City, New Jersey helps you find coverage for nursing home, assisted living, and home care costs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how this state-specific program works and help you compare plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Jersey City do?
An agent helps you understand policy options, compare premiums and benefits, and apply for coverage. They can explain how New Jersey law affects policy features like inflation protection and nonforfeiture benefits.
Does New Jersey require long-term care insurance agents to have special training?
Yes, New Jersey requires agents selling long-term care insurance to complete a one-time training course and ongoing continuing education. This ensures they understand the states regulations and consumer protections.
What is the New Jersey Partnership for Long-Term Care?
It is a program that lets you keep assets equal to the amount your policy pays out. To qualify, you must buy a policy from a participating carrier and meet certain federal and state requirements. An agent can help you find these policies.
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