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Find Long-Term Care Insurance Agents Near You in Lakewood, NJ
Directory of long-term care insurance agents in Lakewood, New Jersey. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 18 long-term care insurance agents in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRIME Insurance Agency
960 E County Line Rd, Lakewood, NJ 08701
(732) 886-5751
primeins.com
Cosmo Insurance Agency
1600 Ave of the States #408, Lakewood, NJ 08701
(732) 363-3888
cosmoins.com
Sterling Property and Casualty
20 4th St Suite 211, Lakewood, NJ 08701
(732) 730-7130
sterlingpandc.com
Stonebrook Insurance Group
500 River Ave Suite 230, Lakewood, NJ 08701
(732) 905-4100
stonebrookins.com
Ben Goldfischer: Allstate Insurance
300 Main St, Lakewood, NJ 08701
(732) 719-4050
agents.allstate.com
Shimshon Lowy Independent Long-Term Care Insurance Professional (LTCInsured.com) & Reverse Mortgage expert
200 Boulevard of the Americas Suite 103, Lakewood, NJ 08701
(732) 886-7410
ltcinsured.com
Diamant & Associates
1700 Ave of the States Suite 401, Lakewood, NJ 08701
(732) 276-5089
diamantassoc.com
Wilhelm
699 Cross St #1, Lakewood, NJ 08701
(732) 961-1551
wilhelmrisk.com
Ideal Insurance Agency
326 3rd St, Lakewood, NJ 08701
(732) 363-8300
idealinsuranceagencynj.com
65 and Ready
1187 Coughlin St, Lakewood, NJ 08701
(732) 497-2273
65andready.com
Insurance Agency New Jersey
1166 River Ave, Lakewood, NJ 08701
(551) 273-4713
J&R Insurance Agency & Financial Services LLC
1400 Ocean Ave, Lakewood, NJ 08701
(732) 363-1625
jrinsuranceagency.com
True Life Insurance NJ
323 Clifton Ave, Lakewood, NJ 08701
(732) 307-3222
Forever Insurance LLC
435 NJ-70, Lakewood, NJ 08701
(551) 239-6852
Sure Co Agency Inc
300 Boulevard of the Americas, Lakewood, NJ 08701
(732) 730-8700
surecoagency.com
Fidella Insurance Agency, A Division of World
15 America Ave #202, Lakewood, NJ 08701
(732) 222-4500
fidellaplus.com
Shapiro David
241 4th St, Lakewood, NJ 08701
(732) 364-2555
Friedman Associates of Nj
212 2nd St, Lakewood, NJ 08701
(732) 363-6444
A long-term care insurance agent in Lakewood, New Jersey can help you understand policies that cover home care, assisted living, and nursing home costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Working with a local agent ensures you get coverage that meets state regulations and your personal needs.
What Does a Long-Term Care Insurance Agent in Lakewood Cost?
Long-term care insurance premiums in New Jersey vary based on age, health, and coverage level. A typical policy for a 55-year-old may cost between 1,500 and 3,500 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are higher for comprehensive plans with inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lakewood do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, costs, and how New Jersey rules affect your benefits. The agent does not provide legal advice but can guide you to licensed carriers.
How does New Jersey Partnership for Long-Term Care work?
This program lets you keep assets equal to the amount your policy pays out. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid recovery. Only policies with a special endorsement qualify for this asset protection.
What is the age requirement for buying long-term care insurance in New Jersey?
You can purchase a policy at any age, but premiums are lower when you are younger and healthier. Many people buy coverage between ages 50 and 65. New Jersey law requires insurers to offer inflation protection and nonforfeiture benefits, which may affect your premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.