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Find Long-Term Care Insurance Agents Near You in Little Egg Harbor Township, NJ

Directory of long-term care insurance agents in Little Egg Harbor Township, New Jersey. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Little Egg Harbor Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 long-term care insurance agents in Little Egg Harbor Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heuston's Insurance Services
23 Maryland Rd, Little Egg Harbor Township, NJ 08087
(609) 812-1962 heustons.com
Bayshore Insurance Agency
1387 County Rd 539 #1c, Little Egg Harbor Township, NJ 08087
(609) 296-5444 bia-insurance.net
Leitz Insurance Agency
129 N Spinnaker Dr, Little Egg Harbor Township, NJ 08087
(609) 488-4888 leitzinsuranceagency.com
FirstCare Insurance Services, LLC
12 Louisiana Dr, Little Egg Harbor Township, NJ 08087
(215) 932-2199 firstcareinsuranceservices.com

Long-term care insurance agents in Little Egg Harbor Township help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Local agents can explain how these state-specific policies work with Medicare and Medicaid.

What Does a Long-Term Care Insurance Agent in Little Egg Harbor Township Cost?

Long-term care insurance premiums in New Jersey vary by age, health, and coverage amount. A typical policy for a 55-year-old might cost 1,500 to 3,000 dollars per year. For a 65-year-old, premiums can range from 2,500 to 5,000 dollars annually. Costs are higher for policies with larger daily benefits or longer benefit periods. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Little Egg Harbor Township do?
An agent helps you compare policies from multiple insurers to find coverage for nursing home, assisted living, or home care. They explain New Jersey Partnership policies and how they coordinate with state Medicaid rules.
How do New Jersey long-term care insurance laws affect my policy?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund.
What is the New Jersey Partnership for Long-Term Care program?
This program lets you keep assets equal to the benefits your policy pays. For example, if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid.