Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 long-term care insurance agents in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sunshine Insurance NJ
29 Main Rd, Montville, NJ 07045
(973) 273-3053
Coastal Financial Group Inc
150 River Rd # E, Montville, NJ 07045
(973) 952-0300
coastalfinancialgroup.com
Robert Plishka - Prudential
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
prudential.com
Montville Financial Group, LLC
350 Main Rd Suite 204, Montville, NJ 07045
(862) 261-4678
montvillefinancialgroup.com
What Does a Long-Term Care Insurance Agent in Montville Cost?
Long-term care insurance premiums in New Jersey vary based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. Costs increase with age and optional benefits like inflation riders. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Montville do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options like home care, assisted living, and nursing facility benefits. They also help you understand how New Jersey Partnership policies affect Medicaid eligibility.
How do New Jersey long-term care insurance laws affect my policy?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also regulates rate increases and policy cancellations. An agent can explain these consumer protections and how they apply to your situation.
What is the New Jersey Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out. If you use 100,000 dollars in benefits, you can protect 100,000 dollars from Medicaid asset limits. An agent can help you find a Partnership-qualified policy.