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Compare Long-Term Care Insurance Agents in Neptune City, NJ
Compare long-term care insurance agents in Neptune City. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 long-term care insurance agents in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999
nicomeagency.com
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888
allguardinsurance.weebly.com
Advisors Best
160 W Sylvania Ave, Neptune City, NJ 07753
(732) 481-2001
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300
dirusnsons.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900
specialtyagency.com
Long-term care insurance agents in Neptune City, New Jersey help residents plan for future care needs. New Jersey offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work and compare plans from multiple carriers.
What Does a Long-Term Care Insurance Agent in Neptune City Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are lower for Partnership policies with 3% compound inflation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Neptune City do?
A long-term care insurance agent helps you review policy options and compare coverage from different companies. They explain benefit triggers, elimination periods, and inflation protection. The agent can also tell you if a New Jersey Partnership policy is right for your situation.
How is New Jersey Partnership for Long-Term Care different from standard policies?
New Jersey Partnership policies allow you to keep assets equal to the amount of benefits paid if you later need Medicaid. Standard policies do not offer this asset protection. Only agents authorized by the state can sell these policies.
Do I need a license to sell long-term care insurance in New Jersey?
Yes, agents must hold a valid New Jersey insurance producer license with a long-term care certification. They must complete ongoing training every two years. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.