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Find Long-Term Care Insurance Agents Near You in Ocean City, NJ
Compare long-term care insurance agents in Ocean City. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060
mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
Long-term care insurance agents in Ocean City New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy options and state-specific requirements to find suitable coverage.
What Does a Long-Term Care Insurance Agent in Ocean City Cost?
Long-term care insurance premiums in New Jersey vary by age health and coverage amount. For a 55-year-old a policy with a $165 daily benefit might cost between $1,500 and $3,000 per year. Premiums increase with age and health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Ocean City do?
An agent helps you compare policies from different insurers and explains coverage details. They can show how a policy interacts with New Jersey Medicaid rules. The agent does not provide legal advice but can clarify insurance options.
Does New Jersey require long-term care insurance?
No, New Jersey does not require long-term care insurance. However the state encourages it through the Partnership program. This program lets you keep more assets if you later need Medicaid.
How do I choose a long-term care insurance agent in Ocean City?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask about their familiarity with the New Jersey Partnership program. You can verify a license through the New Jersey Department of Banking and Insurance.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.