Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in Randolph, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erin Misurelli - State Farm Insurance Agent
296 NJ-10, Randolph, NJ 07869
(973) 389-9999
erinmisurelli.com
Steven Lyski: Allstate Insurance
1243 Sussex Turnpike Ste 2, Randolph, NJ 07869
(973) 366-4262
agents.allstate.com
Ever Trust Insurance Service
477 NJ-10, Randolph, NJ 07869
(973) 330-8285
MFP Global Services Corporation
6 Emery Ave, Randolph, NJ 07869
(973) 659-0900
mfpglobal.com
Farmers Insurance - Bill Hove
431 NJ-10 E, Randolph, NJ 07869
(973) 361-0700
agents.farmers.com
High Point Preferred Insurance Co
246 NJ-10, Randolph, NJ 07869
(973) 442-1075
Allstate Personal Financial Representative: James DeRosa
1243 Sussex Turnpike Ste 2, Randolph, NJ 07869
(973) 366-4262
agents.allstate.com
What Does a Long-Term Care Insurance Agent in Randolph Cost?
Long-term care insurance premiums in New Jersey vary based on age, health, and coverage amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Costs are higher for policies with larger daily benefits or longer benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Randolph do?
An agent helps you understand policy options, compare premiums, and choose coverage that fits your budget and health needs. They can explain New Jersey Partnership policies which offer asset protection if you later need Medicaid.
Are there New Jersey rules for long-term care insurance?
Yes, New Jersey requires that policies include certain consumer protections like inflation protection offers and a free look period of 30 days. Agents must be licensed by the New Jersey Department of Banking and Insurance.
How do I choose a long-term care insurance agent in Randolph?
Look for an agent with experience in New Jersey long-term care insurance and knowledge of the state Partnership program. Verify their license through the New Jersey Department of Banking and Insurance website.