Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Secaucus, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lichtenberger Agency LLC
333 Meadowlands Pkwy Suite B, Secaucus, NJ 07094
(201) 867-6871
lichtenbergeragency.com
Otterstedt Insurance Agency
1248 Paterson Plank Rd, Secaucus, NJ 07096
(201) 348-0600
otterstedt.com
What Does a Long-Term Care Insurance Agent in Secaucus Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, and benefit amount. For a 55 year old, a policy with 165 dollars daily benefit and 3 year term may cost between 1,500 and 3,000 dollars per year. Costs increase with age and richer benefits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Secaucus do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. They also guide you through New Jersey specific programs like the Partnership plan.
What is the New Jersey Partnership for Long-Term Care?
The New Jersey Partnership for Long-Term Care is a state program that lets you keep assets equal to the benefits your policy pays. This means if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. An agent can help you find a partnership qualified policy.
How do I choose a long-term care insurance agent in Secaucus?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask about their knowledge of the Partnership program and how they compare multiple carriers. You can check an agents license status on the New Jersey Department of Banking and Insurance website.