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Compare Long-Term Care Insurance Agents in Somerset, NJ
Browse long-term care insurance agents serving Somerset, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 long-term care insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Medicare
575 Easton Ave Suite 14d, Somerset, NJ 08873
(732) 658-2525
joemedicare.com
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
The Hanover Insurance Group Regional Office
300 Atrium Dr 3rd floor, Somerset, NJ 08873
(732) 805-2000
hanover.com
Care Insurance CO
10 Shirley Ave, Somerset, NJ 08873
(609) 808-3218
Long-term care insurance agents in Somerset, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy choices that meet state requirements and personal budgets.
What Does a Long-Term Care Insurance Agent in Somerset Cost?
In New Jersey, long-term care insurance premiums vary by age, health, and coverage level. A 55-year-old might pay between 1,500 and 3,000 dollars per year for a policy with 150 dollars daily benefit and a three-year term. A 65-year-old could pay 2,500 to 5,000 dollars annually for similar coverage. Costs also depend on inflation protection and elimination period choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Somerset do?
An agent helps you compare policies from different insurers and explains coverage options like home care, assisted living, and nursing home care. They also clarify New Jersey rules, such as the state guarantee association limits and the Partnership program benefits.
How does New Jersey Partnership for Long-Term Care affect my policy?
New Jersey Partnership policies allow you to protect an amount of assets equal to the benefits paid by your policy. This means if your policy pays out 200,000 dollars, you can keep 200,000 dollars in assets and still qualify for Medicaid. Agents can explain how this works with your financial plan.
Are there age limits for buying long-term care insurance in New Jersey?
Most insurers in New Jersey offer policies to individuals aged 18 to 84, but premiums increase with age. Buying a policy in your 50s or 60s typically locks in lower rates. Some insurers may decline coverage for applicants over 79 or with certain health conditions.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.