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Find Long-Term Care Insurance Agents Near You in Woodbridge, NJ

Compare long-term care insurance agents in Woodbridge. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Woodbridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 long-term care insurance agents in Woodbridge, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Karras - State Farm Insurance Agent
97 Main St Suite 209, Woodbridge, NJ 07095
(732) 634-8844 nickkarras.net
Jose Omar Estevez: Allstate Insurance
843 Rahway Ave, Woodbridge, NJ 07095
(732) 734-8394 agents.allstate.com
Carmen Brocato Insurance Agent
158 Main St, Woodbridge, NJ 07095
(732) 592-2112 pbainsure.com
Triton Benefits and HR Solutions
1460 US-9 Suite 304, Woodbridge, NJ 07095
(732) 602-2410 tritonhr.com
Prudential Insurance Co
209 Main St #2, Woodbridge, NJ 07095
(732) 734-6207 prudential.com
Lincoln Risk Management
1460 US-9 Suite 301, Woodbridge, NJ 07095
(732) 814-7979 lincolnriskmgmt.com
PBA Blue Guardian Insurance Agency, LLC
158 Main St, Woodbridge, NJ 07095
(973) 615-9072 pbainsure.com
JP Fortier & Sons Inc
Feibush professional Building, 676 Amboy Ave #5, Woodbridge, NJ 07095
(732) 442-0066 mercuryinsurance.com

Long-term care insurance agents in Woodbridge, New Jersey help residents plan for future care costs like nursing homes or home health aides. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work with Medicaid planning.

What Does a Long-Term Care Insurance Agent in Woodbridge Cost?

Long-term care insurance premiums in New Jersey vary widely by age, health, and policy features. A 55-year-old might pay between $1,500 and $3,000 per year for a basic policy, while a 65-year-old could pay $2,500 to $5,000 or more. Costs also depend on benefit amounts and inflation riders. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Woodbridge do?
An agent helps you compare policies from different insurers to find coverage for services like assisted living or in-home care. They explain policy features, benefit periods, and inflation protection options. Agents in New Jersey must be licensed by the state Department of Banking and Insurance.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by New Jersey law. However, the state encourages planning through the Partnership program. This program lets you keep more assets if you later need Medicaid, as long as you buy a qualifying policy.
How do New Jersey Partnership policies work?
Partnership policies are special long-term care plans that meet state standards. If you use the full benefits, you can apply for Medicaid and keep assets equal to what the policy paid. An agent in Woodbridge can show you which insurers offer these policies.