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Find Long-Term Care Insurance Agents Near You in Binghamton, NY
Compare long-term care insurance agents in Binghamton. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Binghamton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 19 long-term care insurance agents in Binghamton, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam J. Roux: Allstate Insurance
1250 Front St, Binghamton, NY 13901
(607) 722-1800
agents.allstate.com
Triple Cities Agency LLC
1249 Front St #108, Binghamton, NY 13905
(607) 203-0075
triplecitiesagency.com
Walls Insurance
298 Conklin Ave, Binghamton, NY 13903
(607) 723-6359
wallsinsurance.com
Mark Anderson - State Farm Insurance Agent
50 Pennsylvania Ave, Binghamton, NY 13903
(607) 724-2886
sfinsurance4u.com
Security Mutual Life Insurance Company of New York
100 Court St, Binghamton, NY 13901
(800) 346-7171
smlny.com
Michael Butler: Allstate Insurance
32 W State St Ste 204, Binghamton, NY 13901
(607) 722-2305
agents.allstate.com
Marlene Dunlap-Martino
2-8 Hawley St, Binghamton, NY 13901
(607) 245-9520
marlenedunlapmartino.com
Farmers Insurance - Kristy McWherter
168 Susquehanna St, Binghamton, NY 13901
(607) 721-1100
agents.farmers.com
AA-Wyak Insurance Agency Inc.
7 Jarvis St, Binghamton, NY 13905
(607) 723-2332
aawyakins.com
Shadduck Insurance
32 Broad Ave, Binghamton, NY 13904
(607) 234-2542
Kriner & Furlong Insurance Agency
484 Chenango St, Binghamton, NY 13902
(607) 723-9484
kfinsagency.com
Keegan Insurance
119 Robinson St, Binghamton, NY 13904
(607) 724-4919
keeganinsuranceagency.com
EZ Budget Insurance/DiRado Insurance Agency
215 Main St, Binghamton, NY 13905
(607) 729-0808
ezbudget-insurance.com
Rose Group Insurance Co
42-45 Chenango St, Binghamton, NY 13901
(347) 315-1894
Supreme Security Insurance NY
33 W State St, Binghamton, NY 13901
(315) 236-4241
Obligatory Insurance LLC
8 Hawley St, Binghamton, NY 13901
(607) 247-0124
Savitch Agency Inc
84 Exchange St, Binghamton, NY 13901
(607) 772-1101
savitch.com
Meredith Kost, Retired Independent Insurance Agent Representing AFLAC - Licensed in NY & PA
84 Main St, Binghamton, NY 13905
(607) 624-1148
Fingerlakes Group LLC
84 Main St, Binghamton, NY 13905
(607) 231-0717
fingerlakesgroup.com
Long-term care insurance agents in Binghamton help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in the Southern Tier can explain how these state-specific policies work with local care facilities.
What Does a Long-Term Care Insurance Agent in Binghamton Cost?
Long-term care insurance premiums in New York vary widely based on age health and coverage level. For a 55-year-old in Binghamton a policy with 150 dollars daily benefit and three-year term may cost between 1500 and 3000 dollars per year. Premiums for a 65-year-old can range from 2500 to 5000 dollars annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Binghamton do?
An agent helps you compare policies from different insurers and explains coverage options. They assess your health and financial situation to recommend appropriate plans. Agents also guide you through New York Partnership program requirements.
Does New York require special licensing for long-term care insurance agents?
Yes New York requires agents to complete a one-time training course on long-term care insurance before selling policies. Agents must also renew their license every two years and take continuing education courses that cover New York regulations.
How does the New York Partnership program affect long-term care insurance?
The Partnership program lets you keep assets equal to the benefits your policy pays out. This means if your policy pays 200000 dollars in benefits you can protect that amount from Medicaid spend-down requirements. An agent can explain how this works for Binghamton residents.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.