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Find Long-Term Care Insurance Agents Near You in Burnt Hills, NY

Directory of long-term care insurance agents in Burnt Hills, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Burnt Hills, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Burnt Hills, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance Agency LLC
110 Lake Hill Rd, Burnt Hills, NY 12027
(518) 688-0200 lighthouseinsagency.com
Newell Family Insurance Agency
805 NY-50, Burnt Hills, NY 12027
(518) 384-2216 newellfamins.com

Long-term care insurance agents in Burnt Hills help residents plan for future care costs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to keep more assets when applying for Medicaid. Agents in this area can explain how these state-specific policies work with local nursing homes and home care providers.

What Does a Long-Term Care Insurance Agent in Burnt Hills Cost?

In New York, long-term care insurance premiums vary widely. A typical policy for a 55-year-old might cost between 1,500 and 3,500 dollars per year depending on benefits and inflation options. Partnership policies may have different pricing due to state requirements. Costs increase with age and health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the New York Partnership for Long-Term Care?
It is a program that combines private long-term care insurance with Medicaid asset protection. If you buy a qualified partnership policy and use all its benefits, you can keep assets equal to the benefits paid without spending them down for Medicaid. This program is available only through licensed agents selling approved policies in New York.
How do I choose a long-term care insurance agent in Burnt Hills?
Look for an agent who is licensed in New York and has experience with partnership policies. Ask if they work with multiple insurance companies so you can compare options. The agent should explain the New York waiting period rules and inflation protection requirements.