Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 long-term care insurance agents in Clarence, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Messuro - State Farm Insurance Agent
9125 Main St, Clarence, NY 14031
(716) 759-1570
insuranceadvisormike.com
Emerling Floss Murphy & Associates LLC
9092 Main St, Clarence, NY 14031
(716) 631-0190
efm-agency.com
Frank J Giumpa II: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 759-1600
agents.allstate.com
Michael Forster Insurance Advisor
10785 Howe Rd, Clarence, NY 14031
(716) 316-3874
aeblyandassociates.com
Farmers Insurance - Roger Schapiro
10654 Main St, Clarence, NY 14031
(716) 458-3105
agents.farmers.com
Brady Insurance Agency
9132 Main St, Clarence, NY 14031
(716) 759-2138
bradyia.com
Farm Family Life Insurance Co
10225 Main Rd, Clarence, NY 14031
(716) 204-9093
farmfamily.com
W J Cox Associates Inc
9600 Main St Suite 3, Clarence, NY 14031
(716) 759-9606
wjcox.com
Johnson & Ghirsig Wealth Advisors
10255 Main St #13, Clarence, NY 14031
(716) 407-3059
johnsonghirsigwealth.com
Your Local Advice: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 226-0726
agents.allstate.com
What Does a Long-Term Care Insurance Agent in Clarence Cost?
Long-term care insurance costs in New York vary based on age, health, and policy features. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Premiums can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Clarence do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, costs, and how New York state rules affect your plan. The agent does not provide legal advice but can guide you on policy features.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by New York law. However, it can help protect your savings if you need care later. Some New York employers offer group plans as a benefit.
How does the New York Partnership for Long-Term Care work?
This program lets you buy a qualified policy that includes inflation protection. If you use all your policy benefits, you can apply for Medicaid without spending down all your assets. An agent can explain if this option fits your situation.