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Find Long-Term Care Insurance Agents in Elmsford, NY
Directory of long-term care insurance agents in Elmsford, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Elmsford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 long-term care insurance agents in Elmsford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TR Insurance Agency, Inc
77 E Main St, Elmsford, NY 10523
(914) 432-3087
trinsuranceagency.com
Donnelly Insurance Center Agency Inc.
6 N Lawn Ave, Elmsford, NY 10523
(914) 347-6500
donnellyagency.com
OneSafe Insurance, NY
258 Saw Mill River Rd, Elmsford, NY 10523
(914) 458-7310
AFLAC
5 W Main St #109, Elmsford, NY 10523
(914) 804-8219
aflac.com
Long-term care insurance agents in Elmsford, New York help residents plan for future care costs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents can explain how these state-specific policies work and compare plans from multiple carriers.
What Does a Long-Term Care Insurance Agent in Elmsford Cost?
In New York, long-term care insurance premiums typically range from $2,000 to $5,000 per year for a person age 55, depending on coverage level and health. A policy with a $150 daily benefit and 3-year term may cost around $2,500 annually. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the benefits your policy pays. You must buy a certified policy from a participating agent. This helps you qualify for Medicaid later without spending down all savings.
How do I choose a long-term care insurance agent in Elmsford?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of the Partnership program and whether they represent multiple insurance companies. Verify their credentials through the New York State Department of Financial Services.
What factors affect long-term care insurance premiums in New York?
Your age, health history, benefit amount, and inflation protection all impact the cost. New York law requires insurers to offer inflation protection options. Premiums can also vary by carrier, so comparing quotes from different agents is important.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.