Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 long-term care insurance agents in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patriot Growth Insurance Services
377 Oak St #404, Garden City, NY 11530
(516) 419-5050
jpins.com
Schulman Insurance
825 E Gate Blvd Suite 320, Garden City, NY 11530
(516) 632-5225
schulmaninsurance.com
Acrisure Garden City, NY (Whitmore Group Ltd.)
370 Old Country Rd, Garden City, NY 11530
(516) 746-4141
acrisure.com
Stratford Insurance Agency, LLC.
1205 Franklin Ave 340 3rd Floor, Garden City, NY 11530
(516) 489-7129
stratfordagency.com
What Does a Long-Term Care Insurance Agent in Garden City Cost?
The cost of long-term care insurance in New York varies by age, health, and coverage amount. For a 55 year old, annual premiums typically range from $1,500 to $3,000 for a policy with a $150 daily benefit. A 65 year old may pay $2,500 to $5,000 per year for similar coverage. Costs are higher for policies with larger benefits or inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Garden City do?
An agent helps you compare policies from different insurers to find coverage for nursing homes, assisted living, and home care. They explain New York specific rules, such as the Partnership program and tax deductions for premiums. They do not provide legal advice but guide you through insurance options.
How does New York law affect long-term care insurance policies?
New York requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30 day free look period where you can cancel a policy for a full refund. Agents must be licensed by the New York State Department of Financial Services.