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Find Long-Term Care Insurance Agents Near You in Guilderland, NY

Looking for a long-term care insurance agent in Guilderland? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 long-term care insurance agents in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910 jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643 agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001 2001cia.com

Long-term care insurance agents in Guilderland, New York help residents plan for future care costs such as nursing homes or home health aides. New York State requires agents to hold a valid insurance license and follow strict disclosure rules under New York Insurance Law. These professionals can explain how policies work with local facilities and Medicaid planning.

What Does a Long-Term Care Insurance Agent in Guilderland Cost?

Long-term care insurance premiums in New York vary widely based on age, health, and coverage level. For a 55-year-old, annual premiums typically range from $1,500 to $3,500 for a policy with a $150 daily benefit. Costs increase with age and for richer benefits like inflation riders. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Guilderland do?
A long-term care insurance agent helps you compare policies from different insurers. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you through New York-specific rules like the Partnership for Long-Term Care program.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by New York law. However, it can help protect your savings if you need extended care. New York offers a Partnership program that allows you to keep some assets if you buy a qualifying policy.
How do I choose a long-term care insurance agent in Guilderland?
Look for an agent licensed in New York with experience in long-term care products. Ask about their knowledge of local care costs and the New York Partnership program. You can verify a license through the New York State Department of Financial Services website.