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Showing 2 long-term care insurance agents in Islandia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
National Insurance
175 Oval Dr A, Islandia, NY 11749
(631) 273-4242
nibony.com
Reassuring Health Insurance Agency
2950 Express Dr S #240, Islandia, NY 11749
(516) 217-6583
henriettacampbell8.wixsite.com
What Does a Long-Term Care Insurance Agent in Islandia Cost?
Typical costs for a long-term care insurance policy in New York range from 150 to 300 dollars per month for a 55-year-old, and 300 to 600 dollars per month for a 65-year-old. Actual premiums depend on age, health, benefit amount, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Islandia do?
An agent helps you compare policies from different carriers, explains coverage options, and guides you through New York specific rules. They can also help you apply for the New York Partnership for Long-Term Care, which offers asset protection.
Is long-term care insurance required in New York?
No, long-term care insurance is not required in New York. However, New York law does require insurers to offer inflation protection and nonforfeiture benefits on certain policies. An agent can explain these options.
What are the age limits for buying long-term care insurance in New York?
Most insurers in New York offer policies to people ages 18 to 84. Premiums are lower for younger buyers. New York law also requires a 30-day free look period for all policies.