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Long-Term Care Insurance Agents in Islip, NY

Browse long-term care insurance agents serving Islip, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 long-term care insurance agents in Islip, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SeniorCare Companions, Inc.
150 Islip Ave #2, Islip, NY 11751
(631) 581-9000 seniorcarecompanions.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100 lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613 richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242 ociainsurance.com

Long-term care insurance agents in Islip, New York help residents plan for future care costs such as nursing home stays or home health aides. New York law requires agents to be licensed and to explain policy details including the New York Partnership for Long-Term Care program. This partnership allows policyholders to protect a portion of their assets if they later need Medicaid.

What Does a Long-Term Care Insurance Agent in Islip Cost?

Long-term care insurance premiums in New York vary based on age, health, and coverage level. For a healthy 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually. Costs are higher for richer benefits or shorter waiting periods. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Islip do?
An agent helps you compare policies from different insurers, explains benefit triggers, and advises on coverage amounts. They also guide you through New York-specific rules like the partnership program and inflation protection options.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by law in New York. However, it can help protect your savings from high care costs. Some employers offer group plans, and individual policies are available through licensed agents.
What is the New York Partnership for Long-Term Care?
It is a state program that lets you keep a portion of your assets equal to the benefits your policy pays out. If you later need Medicaid, those protected assets are not counted. Only partnership-certified policies qualify for this benefit.