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Long-Term Care Insurance Agents in Islip Terrace, NY
Looking for a long-term care insurance agent in Islip Terrace? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Islip Terrace, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 long-term care insurance agents in Islip Terrace, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shirley Cruickshank Agency
871 Connetquot Ave Suite 9, Islip Terrace, NY 11752
(631) 761-8585
scataxes.com
Malpigli & Associates Insurance Agency, Inc.
3311 Sunrise Hwy, Islip Terrace, NY 11752
(631) 581-5555
malpigliins.com
Capacity Insurance Co NY
859 Connetquot Ave # 11, Islip Terrace, NY 11752
(315) 239-1593
Long-term care insurance agents in Islip Terrace, New York assist residents in selecting policies that cover nursing home care, home health aides, and assisted living. New York offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how these plans coordinate with Medicaid and New York State regulations.
What Does a Long-Term Care Insurance Agent in Islip Terrace Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. A typical policy for a 55-year-old can cost between $2,000 and $3,500 per year, while a 65-year-old may pay $3,500 to $6,000 annually. Costs also depend on daily benefit amounts, benefit periods, and inflation riders. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Islip Terrace do?
An agent helps you compare policies from multiple insurers, explains benefit triggers, and advises on coverage amounts. They also clarify how New York law affects policy terms, such as inflation protection requirements and the 90-day elimination period common in many plans.
Is long-term care insurance required in New York?
No, it is not required. However, New York encourages coverage through the Partnership program. Without a policy, you may need to spend down assets to qualify for Medicaid, which has a five-year lookback period for asset transfers.
How do I choose a long-term care insurance agent in Islip Terrace?
Look for agents licensed in New York with experience in long-term care products. Ask about their familiarity with the New York Partnership program and whether they represent multiple carriers to offer a range of options.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.