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Find Long-Term Care Insurance Agents Near You in Middle Island, NY

Directory of long-term care insurance agents in Middle Island, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Middle Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Middle Island, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Zaglin - State Farm Insurance Agent
136 Middle Country Rd, Middle Island, NY 11953
(631) 928-2647 insuremiddleisland.com
Andrea Sheren: Allstate Insurance
171 Middle Country Rd, Middle Island, NY 11953
(631) 736-3100 agents.allstate.com

Long-term care insurance agents in Middle Island New York help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work and compare options from multiple carriers.

What Does a Long-Term Care Insurance Agent in Middle Island Cost?

The cost of long-term care insurance in New York varies widely. A typical policy for a 55 year old might range from 150 to 300 dollars per month for a 150 dollar daily benefit with a three year benefit period. Premiums increase with age and health conditions. New York law requires policies to include inflation protection, which raises the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Middle Island do?
A long-term care insurance agent helps you compare policies from different insurance companies. They explain coverage options, benefit periods, and inflation protection. The agent also guides you through New York Partnership program requirements if you qualify.
How do New York Partnership policies differ from standard policies?
New York Partnership policies offer asset protection that is not available with standard policies. If you use all your policy benefits, you can qualify for Medicaid while keeping assets equal to the benefits paid. This is a key advantage for New York residents.