Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 16 long-term care insurance agents in Niagara Falls, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allison Crowley - State Farm Insurance Agent
6928 Williams Rd Suite 3, Niagara Falls, NY 14304
(716) 283-9100
crowleyagent.com
Laura Capizzi - State Farm Insurance Agent
2768 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 694-3404
lauracapizzi.com
Keller Insurance
2706 Pine Ave, Niagara Falls, NY 14301
(716) 395-7006
insureone.com
Laura Capizzi - State Farm Insurance Agent
2201 Pine Ave, Niagara Falls, NY 14301
(716) 282-5253
lauracapizzinf.com
Willoughby Insurance
2244 Pine Ave, Niagara Falls, NY 14301
(716) 285-5088
willoughbyinsurance.com
Stephanie Neal - State Farm Insurance Agent
2908 Military Rd, Niagara Falls, NY 14304
(716) 297-5566
stephanieneal.us
Andrew Clemen: Allstate Insurance
10065 Niagara Falls Blvd Suite 1, Niagara Falls, NY 14304
(716) 692-7405
agents.allstate.com
Joel Holka Insurance
8575 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 298-7540
Eugeni Insurance Agency Inc.
3003 Pine Ave, Niagara Falls, NY 14301
(716) 285-3491
Bruce Lucsok Agency, Inc.
6928 Williams Rd, Niagara Falls, NY 14304
(716) 298-1882
erieinsurance.com
Aswad Insurance Agency
7703 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 283-9333
aswadagency.com
William Davis Insurance
10335 Lockport Rd, Niagara Falls, NY 14304
(716) 297-2092
XNZ Insurance Agency Inc
8701 Buffalo Ave, Niagara Falls, NY 14304
(716) 299-0027
Nationwide Insurance: Joseph F Amorosi Jr
2469 Military Rd, Niagara Falls, NY 14304
(716) 297-0660
agency.nationwide.com
De Rosa & De Rosa
663 Main St, Niagara Falls, NY 14301
(716) 284-0225
Nationwide Insurance: Insureone Insurance Services America LLC
2706 Pine Ave, Niagara Falls, NY 14301
(716) 284-0408
insureone.com
What Does a Long-Term Care Insurance Agent in Niagara Falls Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and policy features. A typical policy for a 55-year-old may cost between 1,500 and 3,500 dollars per year. Rates for older applicants or those with health issues can be higher. Costs also depend on benefit amounts, elimination periods, and inflation riders. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Niagara Falls?
An agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options specific to New York regulations.
Is long-term care insurance required in New York State?
No, long-term care insurance is not required by law in New York. However, it can help protect your savings from high care costs. The New York Partnership program offers special asset protection if you purchase a qualifying policy.
How does New York Partnership for Long-Term Care work?
This state program lets you keep assets equal to the benefits your policy pays out. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars in assets when applying for Medicaid. An agent can explain if this option suits your situation.