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Compare long-term care insurance agents in Orangeburg. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Orangeburg, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 long-term care insurance agents in Orangeburg, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Timothy Fay: Allstate Insurance
450 Western Hwy S Unit C, Orangeburg, NY 10962
(845) 848-2700
agents.allstate.com
GEM Enrollments
100 Dutch Hill Rd # 220, Orangeburg, NY 10962
(845) 236-7655
gemenrollments.com
Ralph Parnes Associates
40 Ramland Rd #205, Orangeburg, NY 10962
(201) 712-0800
rpainsurance.com
Ira Stitz Associates Inc
97 Monmouth Ct Unit 110, Orangeburg, NY 10962
(800) 359-1346
irastitz.com
Long-term care insurance agents in Orangeburg, New York help residents plan for future care needs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents in Orangeburg can explain how these state-specific policies work with local care facilities.
What Does a Long-Term Care Insurance Agent in Orangeburg Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Partnership policies may have slightly higher premiums but offer asset protection. Costs also depend on daily benefit amounts and benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
This is a state program that lets you keep a portion of your assets equal to the benefits paid by your partnership policy if you later need Medicaid. Agents in Orangeburg can help you choose a partnership-qualified policy.
How does New York law affect long-term care insurance policies?
New York requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30-day free look period. Agents must be licensed by the New York State Department of Financial Services.
Do I need to be a certain age to buy long-term care insurance in Orangeburg?
There is no maximum age in New York, but most insurers require applicants to be between 18 and 84. Premiums are lower when you buy at a younger age. An agent can help you compare options based on your age and health.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.