Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 long-term care insurance agents in Port Jefferson, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph P. O'Neill Agency, Inc.: Allstate Insurance
38 Sheep Pasture Rd, Port Jefferson, NY 11777
(631) 425-9700
agents.allstate.com
Brookhaven Agency
100 Oakland Ave #1, Port Jefferson, NY 11777
(631) 941-4113
brookhavenagency.com
Nationwide Insurance: C Quick Insurance Agency Inc.
402 Main St, Port Jefferson, NY 11777
(631) 474-7070
agency.nationwide.com
What Does a Long-Term Care Insurance Agent in Port Jefferson Cost?
Typical annual premiums for a 55-year-old in New York range from $1,500 to $3,500 for a policy with $150 daily benefit and three-year term. Costs increase with age and health conditions. For a 65-year-old, premiums may range from $2,500 to $5,000 per year. These are estimates only. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
This is a state program that combines private long-term care insurance with Medicaid asset protection. If you use benefits from a Partnership policy, you can keep assets equal to the amount of benefits paid. An agent in Port Jefferson can help you understand eligibility and coverage options.
How do I choose a long-term care insurance agent in Port Jefferson?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their familiarity with New York specific rules and local care costs. Check their credentials with the New York State Department of Financial Services.
What factors affect the cost of long-term care insurance in New York?
Premiums depend on your age, health, benefit amount, and inflation protection. New York rates are regulated and can vary by carrier. A Port Jefferson agent can provide quotes based on your personal situation.