Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 long-term care insurance agents in Port Jefferson Station, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Sgroi - State Farm Insurance Agent
612 NY-112, Port Jefferson Station, NY 11776
(631) 473-6941
portjeffagent.com
Insurance Suffolk Brokerage
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 909-3004
Newbrook Insurance Agency
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-7059
newbrookins.com
Jerry Cohen - Life Insurance , Benefits Broker, Medicare Advisor
67 John St, Port Jefferson Station, NY 11776
(631) 456-9363
jerrycoheninsurance.com
Melissa A Daley Insurance Agency
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 542-0101
mlagents.americannational.com
Karras Agency
18 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 928-5052
karrasagency.com
Premier Insurance NY
310 Hallock Ave, Port Jefferson Station, NY 11776
(631) 201-8291
The Daley Agency Inc
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 744-3350
thedaleyagencyinc.com
What Does a Long-Term Care Insurance Agent in Port Jefferson Station Cost?
Long-term care insurance agent services in New York are typically commission-based, meaning you do not pay a separate fee for agent advice. Policy premiums for a 55-year-old in Suffolk County range from about $1,200 to $4,000 annually depending on benefit amount, elimination period, and inflation protection. New York requires insurers to offer a 5% compound inflation option. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Port Jefferson Station?
An agent helps you compare policies from multiple insurers and explains coverage for home care, assisted living, and nursing home care. They also advise on New York-specific rules, such as the Partnership program and tax deduction options.
How does New York Partnership for Long-Term Care affect my policy?
The New York Partnership program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. Only policies sold by certified agents qualify. Your agent can verify if a policy meets Partnership standards.
What is the typical cost of long-term care insurance in New York?
Premiums vary by age, health, and coverage level. For a 55-year-old in New York, a policy with a 3-year benefit period and 3% inflation protection may cost between $1,500 and $3,000 per year. Costs are higher for older applicants.