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Showing 2 long-term care insurance agents in Scarsdale, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lentini & Associates Insurance Brokerage
157 Summerfield St, Scarsdale, NY 10583
(914) 768-8626
christinaismyagent.com
Cross Private Client Insurance
820 Scarsdale Ave, Scarsdale, NY 10583
(914) 723-7100
crossagency.com
What Does a Long-Term Care Insurance Agent in Scarsdale Cost?
Long-term care insurance premiums in New York vary widely by age and health. A 55-year-old in good health might pay between 1500 and 3000 per year for a policy with 150 daily benefit and 3-year term. Older applicants or those with health conditions may pay significantly more. New York law allows rate increases only with state approval. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
The New York Partnership is a program that lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Policies must be certified by the New York State Department of Financial Services. An agent can help determine if you qualify for these special policies.
How do I choose a long-term care insurance agent in Scarsdale?
Look for an agent licensed in New York who represents multiple insurance companies. Ask about their experience with New York partnership policies and whether they have worked with clients in Westchester County. You can verify an agents license through the New York State Department of Financial Services website.
What factors affect long-term care insurance premiums in New York?
Premiums depend on your age health benefit amount and policy features like inflation protection. New York law requires insurers to offer a nonforfeiture benefit and a 30-day free look period. Premiums are also affected by the carriers claims experience in New York.