Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 long-term care insurance agents in Schenectady, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414
yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696
northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316
bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449
locations.freeway.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200
victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606
shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333
ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615
voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900
rickardinsurance.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911
ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001
2001cia.com
Edward Brys: Allstate Insurance
1737 Union St Suite 2, Schenectady, NY 12309
(518) 377-0909
agents.allstate.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376
zongrone.com
Steve Becker - State Farm Insurance Agent
525 Union St Ste 102, Schenectady, NY 12305
(518) 372-1561
stevebeckerinsurance.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111
agency.nationwide.com
Haresh Bhatia: Allstate Insurance
1801 Altamont Ave, Schenectady, NY 12303
(518) 346-8343
agents.allstate.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030
angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499
kinowskiinsurance.com
Randy Pascarella: Allstate Insurance
4017C State St, Schenectady, NY 12304
(518) 475-0123
agents.allstate.com
Stacy Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 356-0433
stacyoinsurance.com
Long-term care insurance agents in Schenectady help residents plan for future care costs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options that comply with New York state regulations.
What Does a Long-Term Care Insurance Agent in Schenectady Cost?
In New York, a long-term care insurance policy for a 55-year-old can cost between 1,500 and 3,500 dollars per year depending on benefits and inflation protection. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs vary by health, age, and coverage level. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Schenectady do?
An agent helps you compare policies from different insurers. They explain coverage details, benefit triggers, and inflation options. They also ensure the policy meets New York state requirements.
How does New York Partnership for Long-Term Care affect my policy?
New York Partnership policies allow you to keep assets equal to the benefits your policy pays. This means if your policy pays out 200,000 dollars, you can keep 200,000 dollars in assets and still qualify for Medicaid. An agent can explain how this works for your situation.
Are there age limits for buying long-term care insurance in New York?
Most insurers in New York offer policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. An agent can help you find a policy that fits your age and health status.