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Compare Long-Term Care Insurance Agents in Smithtown, NY
Browse long-term care insurance agents serving Smithtown, New York. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 long-term care insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856
agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Cafaro Insurance Agency Inc.
738 Smithtown Bypass #110, Smithtown, NY 11787
(631) 321-6165
cafaroins.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111
bagatta.com
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Malone Jr Guy
20 Pine Acre Dr, Smithtown, NY 11787
(631) 391-2998
Gallagher Insurance, Risk Management & Consulting
1 E Main St, Smithtown, NY 11787
(860) 426-6200
assuredpartners.com
A long-term care insurance agent in Smithtown, New York can help you understand policies that cover home care, assisted living, and nursing home costs. New York State requires agents to be licensed and follow specific regulations under the New York Insurance Law. Local agents can explain how the New York Partnership for Long-Term Care program works to protect your assets.
What Does a Long-Term Care Insurance Agent in Smithtown Cost?
The cost of working with a long-term care insurance agent in New York is usually free to you because the agent earns a commission from the insurance company. Policy premiums for a 55 year old in New York typically range from 1500 to 4000 dollars per year depending on daily benefit amount and benefit period. For a 65 year old, premiums often range from 2500 to 6000 dollars per year. These are estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Smithtown do?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit periods, and inflation protection. They also guide you through the application process and answer questions about New York specific rules.
How does New York law affect long-term care insurance?
New York has a 90 day free look period where you can cancel a policy for a full refund. The state also requires agents to provide a detailed outline of coverage before you buy. The New York Partnership program allows you to keep more assets if you buy a qualified policy.
What is the typical cost for a long-term care insurance policy in New York?
Costs vary greatly based on age, health, and coverage amount. A healthy 55 year old might pay between 1500 and 3000 dollars per year for a basic policy. Premiums can be higher for older applicants or those with health conditions.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.