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Compare Long-Term Care Insurance Agents in Utica, NY
Compare long-term care insurance agents in Utica. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 16 long-term care insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Arrow Health Insurance NY
185 Genesee St, Utica, NY 13501
(315) 257-7352
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
Statutory Insurers Inc
1500 Genesee St, Utica, NY 13502
(315) 202-1592
Cool Insurance LLC
1307 Genesee St, Utica, NY 13501
(315) 216-7685
A A & J Insurance
334 Genesee St, Utica, NY 13502
(315) 735-7283
Haylor Freyer & Coon Inc
102 Business Park Dr STE 2, Utica, NY 13502
(315) 734-9386
haylor.com
Long-term care insurance agents in Utica, New York help residents plan for future care needs. New York law requires agents to be licensed and may offer Partnership policies that allow dollar-for-dollar asset protection. These agents can explain how coverage works with local facilities and state regulations.
What Does a Long-Term Care Insurance Agent in Utica Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and coverage level. A typical policy for a 55-year-old in Utica might cost $2,000 to $4,000 per year for a $150 daily benefit with a 3-year benefit period. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Utica do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation options. In New York, agents must follow strict disclosure rules about policy terms.
How does the New York Long-Term Care Partnership Program work?
The Partnership Program lets you protect assets equal to the benefits your policy pays. For example, if your policy pays $100,000 in benefits, you can keep $100,000 in assets and still qualify for Medicaid. This program is available through certified agents in Utica.
What are the age and health requirements for long-term care insurance in New York?
Most insurers accept applicants between ages 18 and 79, but premiums are lower for younger buyers. You must pass medical underwriting, which reviews your health history. New York law allows guaranteed renewability, meaning your policy cannot be canceled due to age or health changes.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.