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Find Long-Term Care Insurance Agents Near You in Chapel Hill, NC

Directory of long-term care insurance agents in Chapel Hill, North Carolina. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 15 long-term care insurance agents in Chapel Hill, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Dallesandro: Allstate Insurance
50211 Governors Dr, Chapel Hill, NC 27517
(919) 205-3262 agents.allstate.com
Pam Herndon - State Farm Insurance Agent
104 S Estes Dr # 105, Chapel Hill, NC 27514
(919) 240-0155 pamherndon.com
Highstreet Insurance formerly, Seagroves Agency Inc
1506 E Franklin St #100, Chapel Hill, NC 27514
(919) 942-8733 seagrovesagency.com
Legacy Insurance Agency LLC
1340 Environ Way, Chapel Hill, NC 27517
(919) 263-2328 legacyguard.us
Ben Reece: Allstate Insurance
112 Perkins Dr STE 600, Chapel Hill, NC 27514
(919) 929-6900 agents.allstate.com
High & Rubish Insurance Agency
6015 Farrington Rd STE 101, Chapel Hill, NC 27517
(919) 913-1144 highandrubish.com
Chip Millard, Insurance Broker
102 Market St Ste. 208, Chapel Hill, NC 27516
(919) 357-6637 chipmillard.com
NC Farm Bureau Insurance
102 S Estes Dr, Chapel Hill, NC 27514
(919) 960-6801 ncfbins.com
Gary Elliott - State Farm Insurance Agent
1805 E Franklin St #210, Chapel Hill, NC 27514
(919) 942-6057 chapelhillsf.com
Chan Wright Insurance Agency
101 Glen Lennox Dr Suite 300, Chapel Hill, NC 27517
(919) 341-1606 chanwrightinsurance.com
University Insurance - Erie Insurance Agency
1829 E Franklin St Suite 800-F, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org
Carolina National Insurance
100 Europa Dr #571, Chapel Hill, NC 27517
(919) 626-4732 cniagency.com
Cornerstone Insurance & Financial Group - North Carolina Branch
1300 Fordham Blvd #419, Chapel Hill, NC 27514
(262) 374-3199 cifgrp.com
University Insurance, Inc.
212 E Rosemary St, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org
Erie Insurance - Agent Representing
1829 E Franklin St Suite 800-F, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org

Long-term care insurance agents in Chapel Hill help residents plan for future care needs. North Carolina offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to benefits paid. Agents guide clients through policy choices and state-specific rules to find suitable coverage.

What Does a Long-Term Care Insurance Agent in Chapel Hill Cost?

Typical annual premiums for a healthy 55-year-old in North Carolina range from $1,500 to $3,000 for a policy with $150,000 in benefits. Costs increase with age and health conditions. North Carolina requires agents to provide a detailed outline of coverage and cost projections. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in Chapel Hill?
An agent explains policy options, costs, and benefit structures. They help you compare plans from different insurers. They also advise on North Carolina Partnership Program eligibility.
How do I know if I need long-term care insurance in North Carolina?
Consider your age, health, and family history. North Carolina law requires agents to discuss inflation protection and nonforfeiture benefits. Many people buy coverage in their 50s or 60s to lock in lower premiums.
Are there tax benefits for long-term care insurance in North Carolina?
North Carolina offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. Check with a tax professional for current limits.