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Find Long-Term Care Insurance Agents Near You in Charlotte, NC

Browse long-term care insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated long-term care insurance agent in Charlotte, North Carolina is Health Plans of NC, rated 5.0 stars across 1,187 reviews. Other highly rated options include CAP Insurance Group, Laurie Insurance Group, Pegram Insurance. This directory lists 23 long-term care insurance agents serving Charlotte.

Showing 23 long-term care insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Health Plans of NC4350 Congress St UNIT 300(800) 797-0327
2CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
3Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
4Pegram Insurance2701 Coltsgate Rd STE 101(704) 494-9495
5Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
6Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
7Carolinas Coverage Insurance Agency410 Westinghouse Blvd Suite B(704) 595-3429
8O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
9The Jordan Insurance Agency3540 Toringdon Way Suite 200(704) 926-7565
10Superior Insurance Of Charlotte6914 Matthews-Mint Hill Rd #150(704) 545-7171
HP
4350 Congress St UNIT 300
Health Plans of NC
Long-Term Care Insurance Agent · Charlotte, NC

Health Plans of NC serves the Charlotte metro area as a long-term care insurance agent, assisting individuals and families in planning for future care needs. The agency helps clients navigate policy options that cover services like assisted living, nursing home care, and in-home support. By comparing plans from multiple carriers, it works to find suitable coverage for different budgets and health situations. It specializes in helping clients secure policies that address both home health care and adult day care services.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Long-Term Care Insurance Agent · Charlotte, NC

CAP Insurance Group provides long-term care insurance agency services for individuals and families in the Charlotte, North Carolina area. Its offerings include policy consultation, plan comparison, and enrollment assistance for financing extended care needs. Regular policy reviews and updates are available to help clients adjust their coverage as personal circumstances change over time. The agency also assists with claims support and benefit coordination. CAP Insurance Group serves single-family homes, apartments, retail, and restaurants.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Long-Term Care Insurance Agent · Charlotte, NC

Residents of Charlotte and the surrounding area who are planning for their future health needs turn to Laurie Insurance Group for guidance on long-term care insurance. The agency specializes in helping individuals understand the financial implications of extended care, offering policies that can cover home health aides, assisted living, or nursing facility stays. An agent carefully reviews each client’s assets and family history to recommend appropriate coverage amounts. This service is also available to those in nearby Matthews and the broader Mecklenburg County region.

PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Long-Term Care Insurance Agent · Charlotte, NC

Serving Charlotte, North Carolina, and the surrounding Mecklenburg County communities, Pegram Insurance handles long-term care insurance planning for local residents. It provides guidance on policies that help cover expenses for extended nursing home stays, assisted living, or home-based care. The agency works primarily with individuals seeking financial protection for future care needs. To handle a typical client engagement, it begins by reviewing the person’s current health and financial situation, then recommends policy options from several different carriers to find suitable coverage.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Long-Term Care Insurance Agent · Charlotte, NC

Most long-term care insurance agents handle a single policy placement, while ongoing service includes annual policy reviews and claims guidance. In the Charlotte area, an agent like Hutch Ham Agency, Inc. assists individuals in comparing long-term care coverage options that address future care needs. As a local agency, it provides support through the application process and helps clients understand benefit triggers and policy features. This service is offered on a scheduled basis as clients review or update their coverage.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Long-Term Care Insurance Agent · Charlotte, NC

Capstone Insurance Agency in Charlotte, NC specializes in helping individuals navigate the complexities of long-term care insurance planning. It assesses each client’s future care needs and matches them with suitable policy options. The company also guides clients through underwriting processes and policy comparisons. During open enrollment periods, it assists older adults who may face increased difficulty obtaining coverage due to age or health changes.

CC
410 Westinghouse Blvd Suite B
Carolinas Coverage Insurance Agency
Long-Term Care Insurance Agent · Charlotte, NC

As many Charlotte residents begin to consider the financial demands of extended healthcare, professional guidance becomes essential for securing stable coverage. Carolinas Coverage Insurance Agency focuses specifically on long-term care insurance, helping clients analyze policy options that address local nursing and home-care costs. The agency works to match individuals with plans that preserve savings while covering necessary support services. On arrival, new clients receive a thorough initial-assessment step, which reviews current health status, financial goals, and potential future care needs directly in the office.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Long-Term Care Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. works with individuals in Charlotte to develop financial protection plans for future care needs. The company’s specialty is long-term care insurance coverage, helping clients safeguard assets against the high costs of extended medical or personal support services. It understands the unique coverage requirements for a variety of local commercial establishments and can serve the needs of offices, warehouses, and food service operations.

JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Long-Term Care Insurance Agent · Charlotte, NC

The Jordan Insurance Agency in Charlotte, NC, is known for helping clients secure financial protection against the high costs of extended custodial care. Their service range includes evaluating individual health histories and asset structures to recommend suitable long-term care insurance policies. The agency guides clients through application processes and helps compare options for coverage such as home care, assisted living, and nursing facility stays. As a specialty service, the agency can add onto a policy a shared care rider that allows a couple to pool their benefit pools together.

SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Long-Term Care Insurance Agent · Charlotte, NC

Superior Insurance Of Charlotte in Charlotte, NC assists clients with long-term care insurance coverage for their homes. The agency also serves local businesses by addressing commercial needs involving employee or partner care protection within the Charlotte area. Through personalized consultations, licensed agents help families plan for future potential care costs while maintaining financial security. Standard services include policy reviews and claims assistance, with agents offering follow-up service between regular visits to adjust plans as circumstances change.

HB
1501 E 7th St
H B Cantrell & Co
Long-Term Care Insurance Agent · Charlotte, NC
(704) 954-9000
erieinsurance.com/agencies/nc/charlotte/jj2003
SB
1811 Sardis Rd N # 207
Safeguard Benefit Services
Long-Term Care Insurance Agent · Charlotte, NC
(704) 412-6989
safeguardbenefitservices.com
CL
13777 Ballantyne Corporate Pl
Carolina Living Benefits Associates
Long-Term Care Insurance Agent · Charlotte, NC
(704) 287-5757
carolinalba.com
LI
10130 Mallard Creek Rd #300
Lily Insurance
Long-Term Care Insurance Agent · Charlotte, NC
(980) 288-5798
lilyinsured.com
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Long-Term Care Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
LI
3127 Eastway Dr Ste 113
Laurie Insurance Group – Office of Luis Guadalupe
Long-Term Care Insurance Agent · Charlotte, NC
(704) 536-8782
laurieinsurancegroup.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Long-Term Care Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
BS
8516 S Tryon St #102
Blue Store South Charlotte
Long-Term Care Insurance Agent · Charlotte, NC
(704) 527-4220
bluestoresouthcharlottenc.com
CS
10130 Perimeter Pkwy #200
Carolina's 1st Choice Agency
Long-Term Care Insurance Agent · Charlotte, NC
(704) 464-0300
carolinas1stchoice.com
VI
6120 Andrew Thomas Dr #123
VHL Insurance and Financial Services
Long-Term Care Insurance Agent · Charlotte, NC
(704) 750-1498
vhlinsfin.com
AN
FRENETTE BUILDING, 11016 Rushmore Dr #175
AmeriLife of North Carolina, LLC
Long-Term Care Insurance Agent · Charlotte, NC
(704) 910-0161
amerilife.com/northcarolina
CI
2101 Sardis Rd N STE 108
Cantley Insurance
Long-Term Care Insurance Agent · Charlotte, NC
(704) 841-3888
cantleyinsurance.com
SI
2137 Chatham Ave
Southeast Insurance Solutions, Inc
Long-Term Care Insurance Agent · Charlotte, NC
(704) 560-8972
individualhealthinsurancenc.com

What Does a a Long-Term Care Insurance Agent in Charlotte Cost?

Agent services are typically paid through commissions from the insurance company so there is usually no direct fee to the client. Policy premiums in North Carolina vary widely based on age health and coverage level. For a healthy 55-year-old a policy can cost between 1500 and 3000 dollars per year. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.

About long-term care insurance agents in Charlotte

Long-term care insurance agents in Charlotte North Carolina help clients plan for future care needs. North Carolina offers a tax deduction for qualified long-term care insurance premiums under state law. Agents can explain policy features and compare options from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in Charlotte do?

A long-term care insurance agent helps you evaluate policies that cover nursing home care home health care and assisted living. They explain benefit amounts elimination periods and inflation protection. Agents in Charlotte must hold a valid North Carolina insurance license.

Does North Carolina have special rules for long-term care insurance?

Yes North Carolina requires a 30-day free look period for new policies. The state also mandates that policies offer inflation protection and nonforfeiture benefits. Agents must follow North Carolina regulations when presenting policy options.

How do I choose a long-term care insurance agent in Charlotte?

Look for an agent who is experienced with North Carolina specific policies and has good client reviews. Ask about their familiarity with local care costs and insurance company ratings. The agent should provide clear explanations of policy terms and conditions.

Long-Term Care Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.