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Find Long-Term Care Insurance Agents in Charlotte, NC
Directory of long-term care insurance agents in Charlotte, North Carolina. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 long-term care insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Health Plans of NC
4350 Congress St UNIT 300, Charlotte, NC 28209
(800) 797-0327
healthplansofnc.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
Carolinas Coverage Insurance Agency
410 Westinghouse Blvd Suite B, Charlotte, NC 28273
(704) 595-3429
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
Long-term care insurance agents in Charlotte North Carolina help clients plan for future care needs. North Carolina offers a tax deduction for qualified long-term care insurance premiums under state law. Agents can explain policy features and compare options from multiple carriers.
What Does a Long-Term Care Insurance Agent in Charlotte Cost?
Agent services are typically paid through commissions from the insurance company so there is usually no direct fee to the client. Policy premiums in North Carolina vary widely based on age health and coverage level. For a healthy 55-year-old a policy can cost between 1500 and 3000 dollars per year. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Charlotte do?
A long-term care insurance agent helps you evaluate policies that cover nursing home care home health care and assisted living. They explain benefit amounts elimination periods and inflation protection. Agents in Charlotte must hold a valid North Carolina insurance license.
Does North Carolina have special rules for long-term care insurance?
Yes North Carolina requires a 30-day free look period for new policies. The state also mandates that policies offer inflation protection and nonforfeiture benefits. Agents must follow North Carolina regulations when presenting policy options.
How do I choose a long-term care insurance agent in Charlotte?
Look for an agent who is experienced with North Carolina specific policies and has good client reviews. Ask about their familiarity with local care costs and insurance company ratings. The agent should provide clear explanations of policy terms and conditions.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.