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Find Long-Term Care Insurance Agents in West Fargo, ND
Directory of long-term care insurance agents in West Fargo, North Dakota. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 14 long-term care insurance agents in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Kill - State Farm Insurance Agent
540 Oak Ridge Way E, West Fargo, ND 58078
(701) 893-3000
ryankillinsurance.com
Renee Forde - State Farm Insurance Agent
3139 Bluestem Dr Ste 104, West Fargo, ND 58078
(701) 280-2811
reneeforde.com
Linster Agency, LLC
158 W Beaton Dr Suite 200, West Fargo, ND 58078
(701) 781-2546
linsteragency.com
Absolute Insurance Agency, LLC
1241 Prairie Pkwy Suite 120, West Fargo, ND 58078
(701) 365-0515
absoluteinsure.com
COUNTRY Financial - Cody Walton Agency
3275 Oak Ridge Loop E, West Fargo, ND 58078
(701) 353-6069
advisors.countryfinancial.com
Ihry Insurance Agency, Inc.
1291 13th Ave E, West Fargo, ND 58078
(701) 557-1727
ihryins.com
Tci Insurance Agency, Inc.
158 W Beaton Dr #100, West Fargo, ND 58078
(701) 277-1710
tciteam.com
Fredrick Hage: Allstate Insurance
3163 Bluestem Dr Ste 105, West Fargo, ND 58078
(701) 566-5575
agents.allstate.com
Integrity First Insurance
213 1/2 Main Ave E, West Fargo, ND 58078
(701) 532-1123
Chris Heise Agency Inc American Family Insurance
722 13th Ave E, West Fargo, ND 58078
(701) 293-0798
amfam.com
Nodak Insurance Company--MATT MOXNESS AGENCY
100 Sheyenne St, West Fargo, ND 58078
(701) 893-9186
nodakins.com
Optima Insurance Solutions
634 1st Ave E, West Fargo, ND 58078
(701) 773-4080
sr22westfargo.com
Van Hal Insurance Services
745 31st Ave E Suite 100, West Fargo, ND 58078
(701) 277-5905
edinsurance.net
Consolidated Benefits & Insurance Services (CBIS)
745 31st Ave E Suite 100, West Fargo, ND 58078
(701) 232-6850
cbisbenefits.com
Long-term care insurance agents in West Fargo, North Dakota help residents plan for future care needs. North Dakota offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how this program works with local regulations and coverage options.
What Does a Long-Term Care Insurance Agent in West Fargo Cost?
Long-term care insurance premiums in North Dakota vary by age, health, and coverage amount. For a 55 year old, a typical policy might cost 1,500 to 3,000 dollars per year. For a 65 year old, costs can range from 2,500 to 5,000 dollars annually. These are estimates and actual costs depend on your specific case. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in West Fargo do?
An agent helps you compare policies from different insurance companies. They explain coverage for nursing home care, home health care, and assisted living. They also guide you on North Dakota specific rules like the 90 day elimination period requirement.
Is long-term care insurance required in North Dakota?
No, long-term care insurance is not required by law in North Dakota. However, it can help protect your savings if you need extended care. The North Dakota Department of Insurance regulates all policies sold in the state.
How does the North Dakota Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets. An agent can explain how this applies to your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.