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Long-Term Care Insurance Agents in Girard, OH

Looking for a long-term care insurance agent in Girard? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Girard, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 long-term care insurance agents in Girard, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gibson Agency
984 Tibbetts Wick Rd, Girard, OH 44420
(330) 539-6332 gibsonagency.com
Trumbull Insurance Agents
984 Tibbetts Wick Rd, Girard, OH 44420
(330) 539-6332 trumbullinsuranceagents.com

A long-term care insurance agent in Girard, Ohio can help you find coverage to protect your savings from nursing home costs. Ohio offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid while keeping more assets. Local agents understand the specific needs of Trumbull County residents and can explain how Ohio law affects policy benefits.

What Does a Long-Term Care Insurance Agent in Girard Cost?

Typical costs for long-term care insurance in Ohio range from 150 to 300 dollars per month for a 55-year-old couple, depending on benefit amounts and inflation protection. A single person aged 60 might pay 100 to 200 dollars per month for a policy with a 165,000 dollar benefit pool. Premiums vary by age, health, and coverage options. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Ohio Partnership for Long-Term Care program?
This Ohio program lets you buy a qualified long-term care insurance policy that includes asset protection. If you use all your policy benefits, you can still get Medicaid coverage and keep assets equal to the benefits paid out. An agent in Girard can explain how this works with Ohio Medicaid rules.
How does Ohio regulate long-term care insurance rate increases?
Ohio law requires insurers to get state approval before raising premiums on long-term care policies. Rate increases must be based on actual claims experience and cannot be arbitrary. Your agent can help you review policy options with stable premium histories.