Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 10 long-term care insurance agents in Huber Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450
locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950
nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728
ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010
amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300
gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455
agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504
crispinsurance.com
Medicare Advisors
7760 Brandt Pike, Huber Heights, OH 45424
(937) 603-2999
ohiomedicareadvisors.com
Dave Hall: Primerica - Financial Services
7021 Old Troy Pike, Huber Heights, OH 45424
(937) 274-7800
reps.primerica.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800
agency.nationwide.com
What Does a Long-Term Care Insurance Agent in Huber Heights Cost?
Long-term care insurance premiums in Ohio vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay higher rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Huber Heights do?
An agent helps you compare policies from different insurers and choose coverage for services like assisted living or in-home care. They explain Ohio-specific options such as the Long-Term Care Partnership Program. Agents do not provide legal advice but can guide you on policy features.
How does Ohio law affect long-term care insurance policies?
Ohio requires insurers to offer inflation protection and nonforfeiture benefits in certain policies. The state also has a 30-day free look period where you can cancel a new policy for a full refund. Agents must follow Ohio Department of Insurance rules when selling these plans.
Can I use a long-term care insurance policy with Medicaid in Ohio?
Yes, Ohio has a partnership program that lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. This helps you qualify for Medicaid without spending down all your savings. An agent can explain how partnership policies work in Huber Heights.