ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Troy, OH

Browse long-term care insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated long-term care insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Carr Insurance Group. This directory lists 18 long-term care insurance agents serving Troy.

Showing 18 long-term care insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Carr Insurance Group115 S Market St(937) 335-8914
5Carson Halsey: Allstate Insurance1275 Experiment Farm Rd D(937) 332-6942
6Lisa Cano - State Farm Insurance Agent41 S Stanfield Rd A(937) 335-3535
7Trojan Insurance Agency1008 Grant St(937) 339-2674
8Home State Healthcare, Inc410 W Main St(937) 335-2689
9R J Warner Insurance23 S Mulberry St(937) 335-5166
10Troy insurance agency12 N Mulberry St(937) 764-3470
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Long-Term Care Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area as a long-term care insurance agent. The company helps individuals evaluate coverage options for future care needs, including home health aides and assisted living facility expenses. It assists clients in comparing policy features such as daily benefit amounts and elimination periods. The agency provides guidance on long-term care insurance plans for asset protection and nursing home cost coverage.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Long-Term Care Insurance Agent · Troy, OH

Littman-Thomas Agency - Troy Office provides long-term care insurance planning services, helping individuals prepare for future care needs in the Troy, Ohio area. Its professionals guide clients through policy selection to cover home care or facility-based expenses. The agency offers ongoing service plans, including policy reviews and updates to accommodate changing health or financial situations. Consultation sessions help explain benefit structures and coverage options. Littman-Thomas Agency - Troy Office serves single-family homes, apartments, retail locations, and local restaurants that may need employee benefit discussions.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Long-Term Care Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent in Troy, OH, helps homeowners, retirees, and local professionals plan for future care needs through long-term care insurance policies. The agency explains how these products can protect personal savings from the high costs of extended nursing or home-based care. Clients receive guidance on policy features such as daily benefit amounts and coverage duration. The office also serves residents in neighboring Piqua and the greater Miami County area, offering in-person consultations to discuss how long-term care insurance aligns with individual retirement strategies.

CI
115 S Market St
Carr Insurance Group
Long-Term Care Insurance Agent · Troy, OH

Carr Insurance Group serves Troy, OH, and the surrounding Miami County communities, handling long-term care insurance policies to help clients prepare for future care needs. The agency assists individuals in evaluating various coverage options that protect assets and ensure access to quality care. It focuses on educating clients about the benefits and limitations of different policy structures. To handle a typical job, the agent reviews the client’s financial situation and health history, then presents suitable plan choices designed to meet their personal care goals.

CH
1275 Experiment Farm Rd D
Carson Halsey: Allstate Insurance
Long-Term Care Insurance Agent · Troy, OH

Carson Halsey: Allstate Insurance in Troy, OH assists individuals in understanding the distinction between one-time policy consultations for immediate needs and recurring service options for ongoing planning. Coverage solutions address the financial aspects of assisted living, nursing home care, or in-home support, helping protect assets against significant future costs. Policies can be tailored to fit varying budgets and health profiles, reflecting standard industry practices. An initial assessment helps determine the most suitable approach, whether that involves a single planning session, scheduled annual reviews, or as-needed adjustments as circumstances change.

LC
41 S Stanfield Rd A
Lisa Cano - State Farm Insurance Agent
Long-Term Care Insurance Agent · Troy, OH

Lisa Cano - State Farm Insurance Agent in Troy, OH offers long-term care insurance as a specialty service, assisting clients in planning for future personal and medical care needs. In addition, it provides a broad range of general insurance options for individuals and families. As the costs of assisted living and in-home care continue to rise, this agent helps local residents develop strategies for protecting assets and maintaining financial stability into later life, especially during health transitions that often occur after a sudden hospitalization.

TI
1008 Grant St
Trojan Insurance Agency
Long-Term Care Insurance Agent · Troy, OH

Trojan Insurance Agency operates in Troy, Ohio, guiding individuals and families through the process of choosing appropriate financial protections for later-life care. Its primary focus is on long-term care insurance, which provides coverage for assistance with daily living activities that standard health plans often exclude. The agency advises clients on policy options that can help preserve savings against the high costs of extended assisted living or home care. Local businesses in Troy, including commercial offices, large warehouses, and food service establishments, can also seek advice on offering this benefit.

HS
410 W Main St
Home State Healthcare, Inc
Long-Term Care Insurance Agent · Troy, OH

Home State Healthcare, Inc in Troy, OH provides residential long-term care insurance services to individuals planning for future care needs. The company also offers commercial coverage options for small businesses in the Troy area and surrounding communities. As a long-term care insurance agent, Home State Healthcare assists clients in selecting policies that help cover costs associated with assisted living facilities, nursing homes, or in-home care. They conduct annual policy reviews and maintain ongoing contact with clients between regular visits to adjust coverage as life circumstances change.

RJ
23 S Mulberry St
R J Warner Insurance
Long-Term Care Insurance Agent · Troy, OH

As residents of Troy, Ohio, begin planning for retirement or face the uncertainty of future care needs, securing adequate long-term care coverage becomes a priority for protecting savings. R J Warner Insurance assists local families by explaining policy options and comparing benefits from various providers. They focus on tailoring coverage to individual financial situations and health histories. The initial step with their agency involves a confidential assessment to review current assets and anticipated care preferences.

TI
12 N Mulberry St
Troy insurance agency
Long-Term Care Insurance Agent · Troy, OH

Troy Insurance Agency, based in Troy, OH, serves local families by offering guidance for long-term care coverage needs. The agency helps clients navigate policy options that preserve assets and sustain quality of life during extended care periods. It works closely with individuals to compare plans from multiple carriers, ensuring each selection accommodates future health and financial circumstances. A dedicated service involves facilitating riders that allow policies to adjust for inflation, protecting the insured’s long-term purchasing power.

PP
210 S Market St
Pacific Pioneer Insurance Services
Long-Term Care Insurance Agent · Troy, OH
(614) 344-6308
WS
10 Dotcom Dr suite b
Western & Southern Life
Long-Term Care Insurance Agent · Troy, OH
(937) 773-5303
westernsouthern.com/wslife/financial-representatives/offices/troy-oh-050-2
MM
1385 Stony Creek Rd Ste 2H
Medicare Matt | Longevity Health Group
Long-Term Care Insurance Agent · Troy, OH
(937) 524-7629
facebook.com/MedicareMatt
CA
10 N Market St Ste C
Close Agency LLC American Family Insurance
Long-Term Care Insurance Agent · Troy, OH
(937) 234-4528
amfam.com/agents/ohio/kettering/michael-close
FI
81 Robin Hood Ln ste b
Farmers Insurance / Gibbs-Warner Agency
Long-Term Care Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/vicky-warner
CR
45 Robin Hood Ln
Coleman Retirement Solutions
Long-Term Care Insurance Agent · Troy, OH
(937) 339-0096
colemanrs.com
MR
115 S Market St
Medicare Resource Center - Troy
Long-Term Care Insurance Agent · Troy, OH
(937) 335-8914
resourcemedicare.com/locations/troy-ohio
GG
15 S Cherry St
Gavin Glasscoe - Littman Thomas Agency
Long-Term Care Insurance Agent · Troy, OH
(937) 339-1525
littmanthomas.com/troy-ohio-insurance

What Does a a Long-Term Care Insurance Agent in Troy Cost?

Long-term care insurance costs in Ohio vary widely. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3-year term. Premiums increase with age and health conditions. Ohio law allows rate increases only with state approval. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

About long-term care insurance agents in Troy

Long-term care insurance agents in Troy, Ohio help residents plan for future care needs such as nursing home or home health care. Ohio offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Troy can explain how these state-specific plans work and help you compare policies from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in Troy do?

A long-term care insurance agent in Troy helps you evaluate policies that cover nursing home care, assisted living, and home care. They explain Ohio Partnership plan benefits and assist with the application process. Agents do not provide legal advice but can help you understand coverage options.

How does the Ohio Partnership for Long-Term Care program work?

The Ohio Partnership program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Policies must be state-approved and include inflation protection. An agent in Troy can show you which policies qualify for this asset protection.

What factors affect long-term care insurance premiums in Ohio?

Premiums in Ohio depend on your age at purchase, health status, benefit amount, and waiting period. Younger buyers typically pay lower rates. Ohio law requires insurers to offer nonforfeiture benefits and inflation protection options. An agent can provide quotes tailored to your situation.

Long-Term Care Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.