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Find Long-Term Care Insurance Agents Near You in Troy, OH

Directory of long-term care insurance agents in Troy, Ohio. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Troy, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 long-term care insurance agents in Troy, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeman Groves Insurance And Financial Services Inc
2840 S Co Rd 25A, Troy, OH 45373
(937) 348-1763 freemangrovesinsurance.com
Littman-Thomas Agency - Troy Office
210 S Market St suite b, Troy, OH 45373
(937) 339-1525
Heath Murray - State Farm Insurance Agent
725 W Market St, Troy, OH 45373
(937) 335-9600 heathmurray.com
Carr Insurance Group
115 S Market St, Troy, OH 45373
(937) 335-8914 toddcarrinsurance.com
Carson Halsey: Allstate Insurance
1275 Experiment Farm Rd D, Troy, OH 45373
(937) 332-6942 agents.allstate.com
Lisa Cano - State Farm Insurance Agent
41 S Stanfield Rd A, Troy, OH 45373
(937) 335-3535 troyohioinsurance.com
R J Warner Insurance
23 S Mulberry St, Troy, OH 45373
(937) 335-5166 rjwarner.com
Trojan Insurance Agency
1008 Grant St, Troy, OH 45373
(937) 339-2674 trojaninsuranceagency.com
Home State Healthcare, Inc
410 W Main St, Troy, OH 45373
(937) 335-2689 homestatehealthcare.com
Troy insurance agency
12 N Mulberry St, Troy, OH 45373
(937) 764-3470 sharlenereph854691.wixsite.com
Pacific Pioneer Insurance Services
210 S Market St, Troy, OH 45373
(614) 344-6308
Western & Southern Life
10 Dotcom Dr suite b, Troy, OH 45373
(937) 773-5303 westernsouthern.com
Medicare Matt | Longevity Health Group
1385 Stony Creek Rd Ste 2H, Troy, OH 45373
(937) 524-7629 facebook.com
Farmers Insurance / Gibbs-Warner Agency
81 Robin Hood Ln ste b, Troy, OH 45373
(937) 440-0400 agents.farmers.com
Close Agency LLC American Family Insurance
10 N Market St Ste C, Troy, OH 45373
(937) 234-4528 amfam.com
Coleman Retirement Solutions
45 Robin Hood Ln, Troy, OH 45373
(937) 339-0096 colemanrs.com
Medicare Resource Center - Troy
115 S Market St, Troy, OH 45373
(937) 335-8914 resourcemedicare.com
Gavin Glasscoe - Littman Thomas Agency
15 S Cherry St, Troy, OH 45373
(937) 339-1525 littmanthomas.com

Long-term care insurance agents in Troy, Ohio help residents plan for future care needs such as nursing home or home health care. Ohio offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Troy can explain how these state-specific plans work and help you compare policies from multiple carriers.

What Does a Long-Term Care Insurance Agent in Troy Cost?

Long-term care insurance costs in Ohio vary widely. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3-year term. Premiums increase with age and health conditions. Ohio law allows rate increases only with state approval. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Troy do?
A long-term care insurance agent in Troy helps you evaluate policies that cover nursing home care, assisted living, and home care. They explain Ohio Partnership plan benefits and assist with the application process. Agents do not provide legal advice but can help you understand coverage options.
How does the Ohio Partnership for Long-Term Care program work?
The Ohio Partnership program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Policies must be state-approved and include inflation protection. An agent in Troy can show you which policies qualify for this asset protection.
What factors affect long-term care insurance premiums in Ohio?
Premiums in Ohio depend on your age at purchase, health status, benefit amount, and waiting period. Younger buyers typically pay lower rates. Ohio law requires insurers to offer nonforfeiture benefits and inflation protection options. An agent can provide quotes tailored to your situation.